PSIL vs SCHD
ADVISORSHARES PSYCHEDELICS ETF vs Schwab US Dividend Equity ETF
Which is better, PSIL or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. PSIL led over 1Y and 3Y, SCHD over 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 68.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSIL | SCHD |
|---|---|---|
| Expense Ratio | 1.00% | 0.06%Best |
| AUM | $55M | $112.1B |
| Dividend Yield | 6.88% | 3.00% |
| Holdings | 33 | 103 |
| YTD Return | +46.22%Best | +24.23% |
| 1Y Return | +64.10%Best | +27.90% |
| 3Y Return (annualized) | +18.15%Best | +15.55% |
| 5Y Return (annualized) | -21.74% | +9.97%Best |
| Volatility (annualized) | 49.2% | 14.9%Best |
| Max Drawdown | -92.7% | -16.9%Best |
| $10,000 over 5 years | $2,936 | $16,083Best |
| Top 10 Weight | 68.0% | 41.8%Best |
| Fund Family | Advisor Shares | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Sep 15, 2021 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Sep 16, 2021 to Sep 17, 2026 (5 years).
PSIL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
PSIL vs SCHD Performance
ADVISORSHARES PSYCHEDELICS ETF (PSIL) is an ETF from Advisor Shares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PSIL returned +64.10% while SCHD returned +27.90%. Year to date, PSIL is up 46.22% versus a gain of 24.23% for SCHD.
Over three years, PSIL compounded at +18.15% per year against +15.55% for SCHD; over five years the annualized figures are -21.74% and +9.97% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSIL has been the more volatile fund, with annualized monthly volatility of 49.2% compared with 14.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -92.7% for PSIL and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.18. They move largely independently of each other.
Fees and Cost Over Time
PSIL charges 1.00% per year while SCHD charges 0.06%. On a $10,000 position that is $100 vs $6 annually, a gap of $94 per year that compounds over a long holding period. On income, PSIL currently yields 6.88% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 29 holdings in PSIL and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 29 positions we hold weights for in PSIL and 100 in SCHD, against full books of 33 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for PSIL (99.9% of the fund), and 18 for PSIL that do not appear in SCHD (56.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of PSIL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSIL or SCHD?
PSIL has an expense ratio of 1.00% while SCHD charges 0.06%. SCHD is the cheaper option, by $94 a year on a $10,000 investment.
Which performed better, PSIL or SCHD?
Over the past year PSIL returned +64.10% vs +27.90% for SCHD, so PSIL leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSIL or SCHD?
PSIL has been the more volatile fund at 49.2% annualized versus 14.9% for SCHD. Worst drawdown: PSIL -92.7% vs SCHD -16.9%.
Should I hold both PSIL and SCHD?
PSIL and SCHD have a monthly-return correlation of 0.18, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PSIL or SCHD?
PSIL yields 6.88% while SCHD yields 3.00%, so PSIL currently pays the higher dividend yield.
Is SCHD better than PSIL?
SCHD has a lower expense ratio. PSIL led over 1Y and 3Y, SCHD over 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 68.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.