IVV vs PSIL

Quick Verdict

IVV has a lower expense ratio. PSIL delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: PSILMore Diversified: IVV

Side-by-Side Comparison

MetricIVVPSILWinner
Expense Ratio0.03%1.00%
AUM$865.2B$49M
Dividend Yield1.09%7.19%
Holdings50831
YTD Return+13.43%+44.83%
1Y Return+22.61%+70.39%
3Y Return (annualized)+21.47%+16.60%
5Y Return (annualized)+13.26%-22.40%
Volatility (annualized)15.1%49.7%
Max Drawdown-56.5%-92.7%
Fund FamilyiShares by BlackRock (US)Advisor Shares
CategoryEquityEquity
InceptionMay 15, 2000Sep 15, 2021

IVV vs PSIL Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and ADVISORSHARES PSYCHEDELICS ETF (PSIL) is a ETF from Advisor Shares. Over the past year IVV returned +22.61% while PSIL returned +70.39%. Year to date, IVV is up 13.43% versus a gain of 44.83% for PSIL.

Over three years, IVV compounded at +21.47% per year against +16.60% for PSIL; over five years the annualized figures are +13.26% and -22.40% respectively. Across the full 5-year window we track, IVV has the edge at +7.03% annualized vs -22.40%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSIL has been the more volatile fund, with annualized monthly volatility of 49.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -92.7% for PSIL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.30. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while PSIL charges 1.00%. On a $10,000 position that is $3 vs $100 annually, a gap of $97 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 7.19% for PSIL.

Holdings Overlap

3.1%overlap

IVV and PSIL share 3 holdings out of 531 unique holdings combined, representing a 3.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in PSILDifference
ABBV0.70%4.53%3.83%
JNJ0.93%3.99%3.06%
LLY1.44%1.54%0.10%

Frequently Asked Questions

Which is cheaper, IVV or PSIL?

IVV has an expense ratio of 0.03% while PSIL charges 1.00%. IVV is the cheaper option. On a $10,000 investment, that is $97 per year of difference.

Which performed better, IVV or PSIL?

Over the past year IVV returned +22.61% vs +70.39% for PSIL, so PSIL leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.03% vs -22.40% for PSIL. Past performance does not guarantee future results.

Which is riskier, IVV or PSIL?

PSIL has been the more volatile fund at 49.7% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs PSIL -92.7%.

Should I hold both IVV and PSIL?

IVV and PSIL have a monthly-return correlation of 0.30, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and PSIL?

IVV and PSIL share 3 common holdings with a 3.1% weight overlap. Combined, they hold 531 unique securities.

Which pays a higher dividend, IVV or PSIL?

IVV yields 1.09% while PSIL yields 7.19%, so PSIL currently pays the higher dividend yield.

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