QQQ vs TPHD
Invesco QQQ Trust, Series 1 vs Timothy Plan High Dividend Sock ETF
Which is better, QQQ or TPHD?
Large Cap Growth against Mid Cap Value.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. TPHD is less concentrated, with 14.5% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | TPHD |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.52% |
| AUM | $483.5B | $363M |
| Dividend Yield | 0.44% | 1.94% |
| Holdings | 107 | 102 |
| YTD Return | +17.95%Best | +9.35% |
| 1Y Return | +21.77%Best | +9.71% |
| 3Y Return (annualized) | +25.63%Best | +12.21% |
| 5Y Return (annualized) | +15.24%Best | +9.66% |
| Volatility (annualized) | 20.3% | 16.8%Best |
| Max Drawdown | -35.1%Best | -42.0% |
| $10,000 over 5 years | $20,324Best | $15,858 |
| Top 10 Weight | 46.5% | 14.5%Best |
| Fund Family | Invesco (US) | Timothy Plan |
| Category | Equity | Equity |
| Style | Large Cap Growth | Mid Cap Value |
| Inception | Mar 10, 1999 | May 5, 2019 |
Volatility and max drawdown are measured over the window both funds cover: May 1, 2019 to Sep 18, 2026 (7.4 years).
QQQ vs TPHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.4 years both funds cover.
QQQ vs TPHD Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Timothy Plan High Dividend Sock ETF (TPHD) is an ETF from Timothy Plan. Over the past year QQQ returned +21.77% while TPHD returned +9.71%. Year to date, QQQ is up 17.95% versus a gain of 9.35% for TPHD.
Over three years, QQQ compounded at +25.63% per year against +12.21% for TPHD; over five years the annualized figures are +15.24% and +9.66% respectively. Across the full 7-year window we track, QQQ has the edge at +20.42% annualized vs +9.14%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 16.8% for TPHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for QQQ and -42.0% for TPHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while TPHD charges 0.52%. On a $10,000 position that is $18 vs $52 annually, a gap of $34 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 1.94% for TPHD.
Holdings Overlap
2.7% of QQQ's money is in holdings TPHD also owns. 8.0% of TPHD's money is in holdings QQQ also owns.
TPHD and QQQ share little of their money.
8 positions in common, counted across the 102 positions we hold weights for in QQQ and 100 in TPHD, against full books of 107 and 102.
What only one of them owns
Our book lists 88 positions for TPHD that do not appear in our book for QQQ (88.8% of the fund), and 88 for QQQ that do not appear in TPHD (94.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQQ | Weight in TPHD | Difference |
|---|---|---|---|
| CSXCsx Corp. | 0.42% | 1.24% | 0.82% |
| ADIAnalog Devices, Inc. | 0.81% | 0.83% | 0.02% |
| PAYXPaychex, Inc. | 0.19% | 1.40% | 1.21% |
| AEPAmerican Electric Power Co Inc | 0.30% | 1.21% | 0.91% |
| FASTFastenal Co. | 0.25% | 0.97% | 0.72% |
| FANGDiamondback Energy, Inc. | 0.23% | 0.90% | 0.67% |
| BKRBaker Hughes Co | 0.27% | 0.74% | 0.47% |
| NXPINxp Semiconductors Nv Sedol B505Pn7 | 0.26% | 0.73% | 0.47% |
You are not choosing between two funds in isolation.
Whichever of QQQ and TPHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or TPHD?
QQQ has an expense ratio of 0.18% while TPHD charges 0.52%. QQQ is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, QQQ or TPHD?
Over the past year QQQ returned +21.77% vs +9.71% for TPHD, so QQQ leads on 1-year performance. Over the longest common window we track (7 years), QQQ annualized +20.42% vs +9.14% for TPHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or TPHD?
QQQ has been the more volatile fund at 20.3% annualized versus 16.8% for TPHD. Worst drawdown: QQQ -35.1% vs TPHD -42.0%.
Should I hold both QQQ and TPHD?
QQQ and TPHD have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQ and TPHD?
8.0% of TPHD's money is in holdings QQQ also owns. 8.0% of TPHD's is in holdings QQQ also owns. They hold 8 positions in common, counted across the 102 positions we hold weights for in QQQ and 100 in TPHD.
Which pays a higher dividend, QQQ or TPHD?
QQQ yields 0.44% while TPHD yields 1.94%, so TPHD currently pays the higher dividend yield.
Is TPHD better than QQQ?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. TPHD is less concentrated, with 14.5% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.