QSML vs SCHD
WisdomTree US SmallCap Quality Growth Fund vs Schwab US Dividend Equity ETF
Which is better, QSML or SCHD?
Small Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. QSML is less concentrated, with 6.7% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QSML | SCHD |
|---|---|---|
| Expense Ratio | 0.38% | 0.06%Best |
| AUM | $13M | $112.1B |
| Dividend Yield | 0.52% | 3.00% |
| Holdings | 391 | 103 |
| YTD Return | +14.94% | +24.23%Best |
| 1Y Return | +17.51% | +27.90%Best |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 17.9% | 13.0%Best |
| Max Drawdown | -28.3% | -16.1%Best |
| $10,000 over 2.6 years | $13,392 | $14,362Best |
| Top 10 Weight | 6.7%Best | 41.8% |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Growth | Large Cap Value |
| Inception | Jan 25, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Jan 25, 2024 to Sep 17, 2026 (2.6 years).
QSML vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
QSML vs SCHD Performance
WisdomTree US SmallCap Quality Growth Fund (QSML) is an ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QSML returned +17.51% while SCHD returned +27.90%. Year to date, QSML is up 14.94% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QSML has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 13.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.3% for QSML and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QSML charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, QSML currently yields 0.52% against 3.00% for SCHD.
Holdings Overlap
2.9% of QSML's money is in holdings SCHD also owns. 0.6% of SCHD's money is in holdings QSML also owns.
QSML and SCHD share little of their money.
8 positions in common, counted across the 375 positions we hold weights for in QSML and 100 in SCHD, against full books of 391 and 103.
What only one of them owns
Our book lists 91 positions for SCHD that do not appear in our book for QSML (99.3% of the fund), and 354 for QSML that do not appear in SCHD (92.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QSML | Weight in SCHD | Difference |
|---|---|---|---|
| MCMoelis & Co_None_0 | 0.47% | 0.12% | 0.35% |
| MTNVail Resorts Inc. | 0.46% | 0.12% | 0.34% |
| FHIFederated Investors Inc. | 0.42% | 0.11% | 0.31% |
| IPARInter Parfums Inc | 0.38% | 0.05% | 0.33% |
| CNSCohen & Steers Inc | 0.37% | 0.05% | 0.32% |
| LANCLancaster Colony Corp | 0.30% | 0.06% | 0.24% |
| APAMArtisan Partners Asset Management, Inc. | 0.28% | 0.07% | 0.21% |
| BKEBuckle Inc/the | 0.24% | 0.03% | 0.21% |
You are not choosing between two funds in isolation.
Whichever of QSML and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QSML or SCHD?
QSML has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, QSML or SCHD?
Over the past year QSML returned +17.51% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QSML or SCHD?
QSML has been the more volatile fund at 17.9% annualized versus 13.0% for SCHD. Worst drawdown: QSML -28.3% vs SCHD -16.1%.
Should I hold both QSML and SCHD?
QSML and SCHD have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QSML and SCHD?
2.9% of QSML's money is in holdings SCHD also owns. 0.6% of SCHD's is in holdings QSML also owns. They hold 8 positions in common, counted across the 375 positions we hold weights for in QSML and 100 in SCHD.
Which pays a higher dividend, QSML or SCHD?
QSML yields 0.52% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than QSML?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. QSML is less concentrated, with 6.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.