RA vs SCHD
Brookfield Real Assets Income Fund Inc. vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. RA offers more diversification with 265 holdings.
Side-by-Side Comparison
| Metric | RA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 2.36% | 0.06% | |
| AUM | $772M | $103.7B | |
| Dividend Yield | 10.02% | 3.31% | |
| Holdings | 645 | 104 | |
| YTD Return | +5.62% | +25.33% | |
| 1Y Return | +8.11% | +32.31% | |
| 3Y Return (annualized) | +1.54% | +15.40% | |
| 5Y Return (annualized) | +0.28% | +9.70% | |
| Volatility (annualized) | 18.0% | 13.6% | |
| Max Drawdown | -54.9% | -33.4% | |
| Fund Family | Brookfield Real Assets Income Fund, Inc. | Charles Schwab Asset Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | Dec 2, 2016 | Oct 20, 2011 |
RA vs SCHD Performance
Brookfield Real Assets Income Fund Inc. (RA) is a ETF from Brookfield Real Assets Income Fund, Inc. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RA returned +8.11% while SCHD returned +32.31%. Year to date, RA is up 5.62% versus a gain of 25.33% for SCHD.
Over three years, RA compounded at +1.54% per year against +15.40% for SCHD; over five years the annualized figures are +0.28% and +9.70% respectively. Across the full 10-year window we track, SCHD has the edge at +11.45% annualized vs +0.80%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RA has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -54.9% for RA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RA charges 2.36% per year while SCHD charges 0.06%. On a $10,000 position that is $236 vs $6 annually, a gap of $230 per year that compounds over a long holding period. On income, RA currently yields 10.02% against 3.31% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, RA or SCHD?
RA has an expense ratio of 2.36% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $230 per year of difference.
Which performed better, RA or SCHD?
Over the past year RA returned +8.11% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), RA annualized +0.80% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, RA or SCHD?
RA has been the more volatile fund at 18.0% annualized versus 13.6% for SCHD. Worst drawdown: RA -54.9% vs SCHD -33.4%.
Should I hold both RA and SCHD?
RA and SCHD have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RA and SCHD?
RA and SCHD share 2 common holdings with a 0.1% weight overlap. Combined, they hold 363 unique securities.
Which pays a higher dividend, RA or SCHD?
RA yields 10.02% while SCHD yields 3.31%, so RA currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.