RA vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricRASPYWinner
Expense Ratio2.36%0.09%
AUM$772M$789.1B
Dividend Yield10.02%1.01%
Holdings645505
YTD Return+5.62%+13.75%
1Y Return+8.11%+22.91%
3Y Return (annualized)+1.54%+21.67%
5Y Return (annualized)+0.28%+13.32%
Volatility (annualized)18.0%15.3%
Max Drawdown-54.9%-56.5%
Fund FamilyBrookfield Real Assets Income Fund, Inc.State Street Investment Management
CategoryAllocation/BalancedEquity
InceptionDec 2, 2016Jan 22, 1993

RA vs SPY Performance

Brookfield Real Assets Income Fund Inc. (RA) is a ETF from Brookfield Real Assets Income Fund, Inc. and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RA returned +8.11% while SPY returned +22.91%. Year to date, RA is up 5.62% versus a gain of 13.75% for SPY.

Over three years, RA compounded at +1.54% per year against +21.67% for SPY; over five years the annualized figures are +0.28% and +13.32% respectively. Across the full 10-year window we track, SPY has the edge at +8.85% annualized vs +0.80%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RA has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -54.9% for RA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RA charges 2.36% per year while SPY charges 0.09%. On a $10,000 position that is $236 vs $9 annually, a gap of $227 per year that compounds over a long holding period. On income, RA currently yields 10.02% against 1.01% for SPY.

Holdings Overlap

1.8%overlap

RA and SPY share 32 holdings out of 736 unique holdings combined, representing a 1.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RAWeight in SPYDifference
NEE0.47%0.28%0.19%
NRG0.54%0.05%0.49%
WMB0.44%0.14%0.30%
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Frequently Asked Questions

Which is cheaper, RA or SPY?

RA has an expense ratio of 2.36% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $227 per year of difference.

Which performed better, RA or SPY?

Over the past year RA returned +8.11% vs +22.91% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (10 years), RA annualized +0.80% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, RA or SPY?

RA has been the more volatile fund at 18.0% annualized versus 15.3% for SPY. Worst drawdown: RA -54.9% vs SPY -56.5%.

Should I hold both RA and SPY?

RA and SPY have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RA and SPY?

RA and SPY share 32 common holdings with a 1.8% weight overlap. Combined, they hold 736 unique securities.

Which pays a higher dividend, RA or SPY?

RA yields 10.02% while SPY yields 1.01%, so RA currently pays the higher dividend yield.

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