RACK vs SCHD
VanEck Data Center Supply Chain ETF vs Schwab US Dividend Equity ETF
Which is better, RACK or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. RACK led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 44.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RACK | SCHD |
|---|---|---|
| Expense Ratio | 0.50% | 0.06%Best |
| AUM | $60M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 51 | 103 |
| YTD Return | -13.55% | +25.84%Best |
| 1Y Return | -13.55% | +30.18%Best |
| 3Y Return (annualized) | - | +16.08% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 229121403.5% | 14.3%Best |
| Max Drawdown | - | -33.4% |
| $10,000 over 12.6 years | $92,399Best | $34,985 |
| Top 10 Weight | 44.6% | 41.8%Best |
| Fund Family | VanEck | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jun 1, 2026 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 12.6 years row, are measured over the window both funds cover: Feb 18, 2014 to Sep 15, 2026 (12.6 years).
RACK vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.6 years both funds cover.
RACK vs SCHD Performance
VanEck Data Center Supply Chain ETF (RACK) is an ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RACK returned -13.55% while SCHD returned +30.18%. Year to date, RACK is down 13.55% versus a gain of 25.84% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RACK has been the more volatile fund, with annualized monthly volatility of 229121403.5% compared with 14.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.10. They move largely independently of each other.
Fees and Cost Over Time
RACK charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, RACK currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
1.1% of RACK's money is in holdings SCHD also owns. 2.5% of SCHD's money is in holdings RACK also owns.
SCHD and RACK share little of their money.
1 positions in common, counted across the 50 positions we hold weights for in RACK and 100 in SCHD, against full books of 51 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for RACK (97.4% of the fund), and 44 for RACK that do not appear in SCHD (90.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RACK | Weight in SCHD | Difference |
|---|---|---|---|
| QCOMQualcomm Inc. | 1.05% | 2.52% | 1.47% |
You are not choosing between two funds in isolation.
Whichever of RACK and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RACK or SCHD?
RACK has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, RACK or SCHD?
Over the past year RACK returned -13.55% vs +30.18% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (13 years), RACK annualized +19.30% vs +10.45% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RACK or SCHD?
RACK has been the more volatile fund at 229121403.5% annualized versus 14.3% for SCHD.
Should I hold both RACK and SCHD?
RACK and SCHD have a monthly-return correlation of -0.10, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RACK and SCHD?
2.5% of SCHD's money is in holdings RACK also owns. 2.5% of SCHD's is in holdings RACK also owns. They hold 1 positions in common, counted across the 50 positions we hold weights for in RACK and 100 in SCHD.
Which pays a higher dividend, RACK or SCHD?
RACK yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RACK?
SCHD has a lower expense ratio. RACK led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 44.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.