RBIL vs VOO
F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | RBIL | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.17% | 0.03% | |
| AUM | $153M | $979.0B | |
| Dividend Yield | 4.38% | 1.09% | |
| Holdings | 6 | 509 | |
| YTD Return | +2.70% | +13.79% | |
| 1Y Return | +3.87% | +23.01% | |
| 3Y Return (annualized) | - | +21.78% | |
| 5Y Return (annualized) | - | +13.39% | |
| Volatility (annualized) | 0.9% | 14.1% | |
| Max Drawdown | -0.6% | -34.3% | |
| Fund Family | US Benchmark Series | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 24, 2025 | Sep 7, 2010 |
RBIL vs VOO Performance
F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL) is a ETF from US Benchmark Series and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year RBIL returned +3.87% while VOO returned +23.01%. Year to date, RBIL is up 2.70% versus a gain of 13.79% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 0.9% for RBIL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.6% for RBIL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RBIL charges 0.17% per year while VOO charges 0.03%. On a $10,000 position that is $17 vs $3 annually, a gap of $14 per year that compounds over a long holding period. On income, RBIL currently yields 4.38% against 1.09% for VOO.
Holdings Overlap
RBIL and VOO share 0 holdings out of 510 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RBIL or VOO?
RBIL has an expense ratio of 0.17% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $14 per year of difference.
Which performed better, RBIL or VOO?
Over the past year RBIL returned +3.87% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), RBIL annualized +4.22% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, RBIL or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 0.9% for RBIL. Worst drawdown: RBIL -0.6% vs VOO -34.3%.
Should I hold both RBIL and VOO?
RBIL and VOO have a monthly-return correlation of -0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RBIL and VOO?
RBIL and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 510 unique securities.
Which pays a higher dividend, RBIL or VOO?
RBIL yields 4.38% while VOO yields 1.09%, so RBIL currently pays the higher dividend yield.
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