RBLD vs SCHD
First Trust Alerian US NextGen Infrastructure ETF vs Schwab US Dividend Equity ETF
Which is better, RBLD or SCHD?
Mid Cap Value against Large Cap Value.
SCHD has a lower expense ratio. RBLD led over 3Y and the full window, SCHD over 1Y. RBLD is less concentrated, with 12.2% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RBLD | SCHD |
|---|---|---|
| Expense Ratio | 0.65% | 0.06%Best |
| AUM | $42M | $112.1B |
| Dividend Yield | 0.98% | 3.00% |
| Holdings | 104 | 103 |
| YTD Return | +10.24% | +25.84%Best |
| 1Y Return | +12.89% | +30.18%Best |
| 3Y Return (annualized) | +17.80%Best | +16.08% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 16.6% | 14.6%Best |
| Max Drawdown | -19.1% | -16.1%Best |
| $10,000 over 4.1 years | $17,679Best | $15,955 |
| Top 10 Weight | 12.2%Best | 41.8% |
| Fund Family | First Trust Portfolios (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Value |
| Inception | Oct 13, 2008 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Aug 1, 2022 to Sep 15, 2026 (4.1 years).
RBLD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
RBLD vs SCHD Performance
First Trust Alerian US NextGen Infrastructure ETF (RBLD) is an ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RBLD returned +12.89% while SCHD returned +30.18%. Year to date, RBLD is up 10.24% versus a gain of 25.84% for SCHD.
Over three years, RBLD compounded at +17.80% per year against +16.08% for SCHD. Across the full 4-year window we track, RBLD has the edge at +14.91% annualized vs +12.07%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RBLD has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 14.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for RBLD and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RBLD charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, RBLD currently yields 0.98% against 3.00% for SCHD.
Holdings Overlap
3.4% of RBLD's money is in holdings SCHD also owns. 4.2% of SCHD's money is in holdings RBLD also owns.
SCHD and RBLD share little of their money.
3 positions in common, counted across the 100 positions we hold weights for in RBLD and 100 in SCHD, against full books of 104 and 103.
What only one of them owns
Our book lists 96 positions for SCHD that do not appear in our book for RBLD (95.8% of the fund), and 95 for RBLD that do not appear in SCHD (94.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of RBLD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RBLD or SCHD?
RBLD has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, RBLD or SCHD?
Over the past year RBLD returned +12.89% vs +30.18% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), RBLD annualized +14.91% vs +12.07% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RBLD or SCHD?
RBLD has been the more volatile fund at 16.6% annualized versus 14.6% for SCHD. Worst drawdown: RBLD -19.1% vs SCHD -16.1%.
Should I hold both RBLD and SCHD?
RBLD and SCHD have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RBLD and SCHD?
4.2% of SCHD's money is in holdings RBLD also owns. 4.2% of SCHD's is in holdings RBLD also owns. They hold 3 positions in common, counted across the 100 positions we hold weights for in RBLD and 100 in SCHD.
Which pays a higher dividend, RBLD or SCHD?
RBLD yields 0.98% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RBLD?
SCHD has a lower expense ratio. RBLD led over 3Y and the full window, SCHD over 1Y. RBLD is less concentrated, with 12.2% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.