RCS vs VOO
PIMCO Strategic Income Fund Inc. vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | RCS | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.98% | 0.03% | |
| AUM | $217M | $979.0B | |
| Dividend Yield | 10.43% | 1.09% | |
| Holdings | 503 | 509 | |
| YTD Return | -4.98% | +13.44% | |
| 1Y Return | -21.22% | +22.62% | |
| 3Y Return (annualized) | +7.75% | +21.47% | |
| 5Y Return (annualized) | +0.78% | +13.27% | |
| Volatility (annualized) | 17.5% | 14.1% | |
| Max Drawdown | -60.9% | -34.3% | |
| Fund Family | PIMCO (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 24, 1994 | Sep 7, 2010 |
RCS vs VOO Performance
PIMCO Strategic Income Fund Inc. (RCS) is a ETF from PIMCO (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year RCS returned -21.22% while VOO returned +22.62%. Year to date, RCS is down 4.98% versus a gain of 13.44% for VOO.
Over three years, RCS compounded at +7.75% per year against +21.47% for VOO; over five years the annualized figures are +0.78% and +13.27% respectively. Across the full 16-year window we track, VOO has the edge at +13.55% annualized vs -0.46%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RCS has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.9% for RCS and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RCS charges 0.98% per year while VOO charges 0.03%. On a $10,000 position that is $98 vs $3 annually, a gap of $95 per year that compounds over a long holding period. On income, RCS currently yields 10.43% against 1.09% for VOO.
Holdings Overlap
RCS and VOO share 1 holdings out of 523 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in RCS | Weight in VOO | Difference |
|---|---|---|---|
| VICI | 0.50% | 0.04% | 0.46% |
Frequently Asked Questions
Which is cheaper, RCS or VOO?
RCS has an expense ratio of 0.98% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $95 per year of difference.
Which performed better, RCS or VOO?
Over the past year RCS returned -21.22% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), RCS annualized -0.46% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, RCS or VOO?
RCS has been the more volatile fund at 17.5% annualized versus 14.1% for VOO. Worst drawdown: RCS -60.9% vs VOO -34.3%.
Should I hold both RCS and VOO?
RCS and VOO have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RCS and VOO?
RCS and VOO share 1 common holdings with a 0.0% weight overlap. Combined, they hold 523 unique securities.
Which pays a higher dividend, RCS or VOO?
RCS yields 10.43% while VOO yields 1.09%, so RCS currently pays the higher dividend yield.
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