REGL vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricREGLVTIWinner
Expense Ratio0.40%0.03%
AUM$1.8B$663.5B
Dividend Yield2.22%1.07%
Holdings663,543
YTD Return+12.76%+14.96%
1Y Return+12.21%+22.39%
3Y Return (annualized)+12.51%+21.51%
5Y Return (annualized)+7.81%+12.36%
Volatility (annualized)15.0%15.4%
Max Drawdown-36.4%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryEquityEquity
InceptionFeb 3, 2015May 24, 2001

REGL vs VTI Performance

ProShares S&P MidCap 400 Dividend Aristocrats ETF (REGL) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year REGL returned +12.21% while VTI returned +22.39%. Year to date, REGL is up 12.76% versus a gain of 14.96% for VTI.

Over three years, REGL compounded at +12.51% per year against +21.51% for VTI; over five years the annualized figures are +7.81% and +12.36% respectively. Across the full 12-year window we track, REGL has the edge at +10.01% annualized vs +8.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 15.0% for REGL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.4% for REGL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

REGL charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, REGL currently yields 2.22% against 1.07% for VTI.

Holdings Overlap

0.3%overlap

REGL and VTI share 40 holdings out of 2808 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in REGLWeight in VTIDifference
CHE1.92%0.00%1.92%
THG1.82%0.00%1.82%
CBSH1.74%0.01%1.73%
UNMProProPro
RProProPro
RSProProPro
SLGNProProPro
DTMProProPro
RBA:CAProProPro
LADProProPro
FundXLS Pro
See all 10 holdings REGL shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
X-ray my whole portfolio$45/quarter Pro · Cancel anytime

Frequently Asked Questions

Which is cheaper, REGL or VTI?

REGL has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, REGL or VTI?

Over the past year REGL returned +12.21% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (12 years), REGL annualized +10.01% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, REGL or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 15.0% for REGL. Worst drawdown: REGL -36.4% vs VTI -56.6%.

Should I hold both REGL and VTI?

REGL and VTI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between REGL and VTI?

REGL and VTI share 40 common holdings with a 0.3% weight overlap. Combined, they hold 2808 unique securities.

Which pays a higher dividend, REGL or VTI?

REGL yields 2.22% while VTI yields 1.07%, so REGL currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.