REGL vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricREGLVYMWinner
Expense Ratio0.40%0.04%
AUM$1.8B$79.0B
Dividend Yield2.22%2.86%
Holdings66568
YTD Return+12.26%+16.53%
1Y Return+13.76%+25.03%
3Y Return (annualized)+12.36%+18.54%
5Y Return (annualized)+7.78%+12.25%
Volatility (annualized)15.0%14.6%
Max Drawdown-36.4%-58.8%
Fund FamilyProSharesVanguard (US)
CategoryEquityEquity
InceptionFeb 3, 2015Nov 10, 2006

REGL vs VYM Performance

ProShares S&P MidCap 400 Dividend Aristocrats ETF (REGL) is a ETF from ProShares and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year REGL returned +13.76% while VYM returned +25.03%. Year to date, REGL is up 12.26% versus a gain of 16.53% for VYM.

Over three years, REGL compounded at +12.36% per year against +18.54% for VYM; over five years the annualized figures are +7.78% and +12.25% respectively. Across the full 12-year window we track, REGL has the edge at +9.97% annualized vs +7.10%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

REGL has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.4% for REGL and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

REGL charges 0.40% per year while VYM charges 0.04%. On a $10,000 position that is $40 vs $4 annually, a gap of $36 per year that compounds over a long holding period. On income, REGL currently yields 2.22% against 2.86% for VYM.

Holdings Overlap

1.3%overlap

REGL and VYM share 40 holdings out of 583 unique holdings combined, representing a 1.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in REGLWeight in VYMDifference
THG1.82%0.03%1.79%
UMBF1.75%0.04%1.71%
CBSH1.74%0.03%1.71%
UNMProProPro
RSProProPro
CBTProProPro
RProProPro
DTMProProPro
CFRProProPro
AFGProProPro
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Frequently Asked Questions

Which is cheaper, REGL or VYM?

REGL has an expense ratio of 0.40% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, REGL or VYM?

Over the past year REGL returned +13.76% vs +25.03% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (12 years), REGL annualized +9.97% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, REGL or VYM?

REGL has been the more volatile fund at 15.0% annualized versus 14.6% for VYM. Worst drawdown: REGL -36.4% vs VYM -58.8%.

Should I hold both REGL and VYM?

REGL and VYM have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between REGL and VYM?

REGL and VYM share 40 common holdings with a 1.3% weight overlap. Combined, they hold 583 unique securities.

Which pays a higher dividend, REGL or VYM?

REGL yields 2.22% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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