THG Stock Forecast, Price Targets, Chart, Dividends & Analysis
Hanover Insurance Group Inc
THG 
NYE
Sector: Financial Services
Industry: Insurance - Property & Casualty
153.85
USD
-0.48
(-0.31%)
Previous close: 154.33 Open: 153.59 Bid: 151.4 Ask: 156.21
52 week range
119.66 166.13
Mkt Cap: 5,600 M Avg Vol (90 Days): 236,747
Last updated: Tuesday 31st December 2024
Metrics
Valuation
Price per Sales TTM ($) | 0.90 |
Price per Book TTM ($) | 1.93 |
PE Ratio (TTM) | 15.26 |
Book Value per Share ($) | 79.86 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 0.00% | |
1 Month Return | -5.33% | |
3 Month Return | 3.38% | |
1 Year Return | 27.58% | |
3 Year Return | 25.78% | |
5 Year Return | 26.48% | |
YTD Return | 26.71% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 43.58 |
14 Day SMA ($) | 154.18 |
14 Day EMA ($) | 155.24 |
Money Flow Index | 60.11 |
Average True Range | 2.89 |
50 Day SMA ($) | 156.82 |
200 Day SMA ($) | 140.24 |
ADX | 32.99 |
MACD | -2.38 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
THG Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AgencyFees | 37 M | 31 M | 30 M | 29 M | ||||||
| AgencyFeesAndCommissions | 37 M | 31 M | 30 M | 29 M | ||||||
| Basic EPS from continuing operations | 6.41 | 7.53 | 3.65 | 5.08 | 5.63 | 10.72 | 9.61 | 11.7 | 3.28 | 0.94 |
| Basic EPS total | 6.41 | 7.55 | 3.63 | 5.08 | 5.63 | 10.72 | 9.61 | 11.7 | 3.28 | 0.99 |
| Basic weighted shares outstanding | 44 M | 44 M | 43 M | 43 M | 42 M | 40 M | 38 M | 36 M | 36 M | 36 M |
| BasicDiscontinuousOperations | 0.02 | -0.02 | -0.4 | |||||||
| CededPremiums | 666 M | 828 M | 720 M | 455 M | 459 M | 537 M | 561 M | 389 M | 613 M | 629 M |
| Diluted EPS total | 6.28 | 7.4 | 3.59 | 5.03 | 5.56 | 10.56 | 9.5 | 11.52 | 3.23 | 0.98 |
| Diluted normalized net income/share | 6.29 | 7.39 | 3.61 | 5.03 | 5.56 | 10.56 | 9.5 | 11.52 | 3.23 | 0.93 |
| Diluted weighted shares outstanding | 45 M | 45 M | 43 M | 43 M | 43 M | 41 M | 38 M | 36 M | 36 M | 36 M |
| DilutedDiscontinuousOperations | -0.01 | 0.01 | -0.02 | -0.4 | ||||||
| Dividends paid per share | 0.41 | 0.46 | 0.5 | 0.54 | 5.35 | 3.06 | 3.28 | |||
| FeesAndCommissions | 37 M | 31 M | 30 M | 29 M | ||||||
| GainsLossOnDisposalOfDiscontinuedOperations | -300000.0 | 39 M | 100000.0 | -17 M | 100000.0 | |||||
| GrossPremiumsWritten | 4,710 M | 4,705 M | 4,628 M | 4,003 M | 4,278 M | 4,500 M | 4,555 M | 4,794 M | 5,279 M | 5,694 M |
| ImpairmentOfCapitalAssets | -6 M | -5 M | 2 M | 26 M | 700000.0 | 17 M | 18 M | |||
| Income before tax | 378 M | 439 M | 192 M | 293 M | 283 M | 522 M | 445 M | 521 M | 144 M | 41 M |
| Income restructuring and M&A | -900000.0 | |||||||||
| Income taxes | 96 M | 109 M | 36 M | 77 M | 44 M | 93 M | 83 M | 101 M | 27 M | 8 M |
| Interest expense | 65 M | 61 M | 55 M | 45 M | 45 M | 38 M | 37 M | 34 M | 34 M | 34 M |
| InterestIncome | 270 M | 279 M | 279 M | 244 M | 267 M | 290 M | 275 M | 322 M | 308 M | 346 M |
| MinorityInterests | 378 M | 439 M | 192 M | 293 M | 283 M | 522 M | 445 M | 521 M | 144 M | 41 M |
| Net income from total operations | 282 M | 332 M | 155 M | 199 M | 239 M | 425 M | 359 M | 423 M | 116 M | 35 M |
| NetIncomeCommonStockholders | 282 M | 332 M | 155 M | 199 M | 239 M | 429 M | 359 M | 423 M | 116 M | 35 M |
| NetIncomeContinuousOperations | 282 M | 332 M | 155 M | 199 M | 239 M | 425 M | 359 M | 419 M | 117 M | 34 M |
| NetIncomeDiscontinuousOperations | -300000.0 | 39 M | 100000.0 | -17 M | 100000.0 | |||||
| NetInvestmentIncome | 326 M | 301 M | 228 M | 271 M | 193 M | 393 M | 290 M | 434 M | 207 M | 318 M |
| NetPremiumsWritten | -4,710 M | -4,705 M | -4,628 M | -4,003 M | -4,278 M | -4,500 M | -4,555 M | -4,794 M | -5,279 M | -5,694 M |
| NetRealizedGainLossOnInvestments | 56 M | 22 M | -52 M | 27 M | -74 M | 111 M | 25 M | 124 M | -90 M | -14 M |
| NonRecurringOperationExpense | -20 M | -17 M | -18 M | -15 M | -17 M | |||||
| Operating income | 384 M | 428 M | 219 M | 299 M | 287 M | 524 M | 471 M | 522 M | 161 M | 59 M |
| Other income net | 6 M | 27 M | 28 M | 6 M | 5 M | -99 M | -32 M | -117 M | 20 M | -13 M |
| PolicyAcquisitionExpense | 1,040 M | 1,033 M | 1,035 M | 841 M | 892 M | 927 M | 951 M | 983 M | 1,093 M | 1,176 M |
| Revenue per share | -841 M | -892 M | 927 M | 951 M | ||||||
| SalariesAndWages | -15 M | -12 M | -12 M | -10 M | -15 M | |||||
| Special income/charges | -20 M | -17 M | -18 M | -21 M | -5 M | 2 M | 26 M | 700000.0 | 17 M | 18 M |
| Total common shares outstanding | 44 M | 43 M | 43 M | 42 M | 41 M | 38 M | 36 M | 35 M | 36 M | 36 M |
| Total net income | 282 M | 332 M | 155 M | 199 M | 239 M | 425 M | 359 M | 423 M | 116 M | 35 M |
| Total ordinary shares | 36 M | 36 M | 36 M | 36 M | 36 M | 36 M | 36 M | 36 M | 36 M | 36 M |
| Total revenues | 4,710 M | 4,705 M | 4,628 M | 3,980 M | 4,254 M | 4,891 M | 4,825 M | 5,228 M | 5,433 M | 5,964 M |
| TotalExpenses | 4,690 M | 4,595 M | 4,754 M | 3,975 M | 4,212 M | -4,369 M | -4,380 M | -4,706 M | -5,289 M | -5,922 M |
| TotalPremiumsEarned | 4,710 M | 4,705 M | 4,628 M | 4,003 M | 4,278 M | 4,500 M | 4,555 M | 4,794 M | 5,279 M | 5,694 M |
| TotalRevenue | 4,710 M | 4,705 M | 4,628 M | 3,980 M | 4,254 M | 4,891 M | 4,825 M | 5,228 M | 5,433 M | 5,964 M |
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