Hanover Insurance Group Inc

Dividend Per Share TTM ($)	3.32
Forward Annual Dividend Yield	2.55%
Ex Dividend Date (MM/DD/YYYY)	3/14/2024
Dividend Pay Date (MM/DD/YYYY)	3/29/2024
Dividend Yield (TTM)	2.53%
Forward Annual Dividend Rate ($)	3.40
Dividend Payout Ratio	-103.21
Dividend Per Share 5 Year CAGR	0.00%

Analyst Estimates

EPS Estimate Current Year ($)	10.03
EPS Estimate Next Year ($)	12.84
EPS Estimate Next Quarter ($)	1.79
EPS Estimate Current Quarter ($)	2.66
Current Target Price ($)	145.57
Next 5 Year Growth Rate (%)
1 week Ago Target Price ($)	144.86
2 week Ago Target Price ($)	142.43
3 week Ago Target Price ($)	142.43

Financial Health

Cash Flow Per Share TTM ($)	10.10
Current Ratio	0.00
Quick Ratio	0.00
Debt to Equity Ratio (Last Quarter)	0.00
Long term debt per share (Last Quarter)	0.0
F Score	4.0

Technicals

RSI (14 Day)	51.69
14 Day SMA ($)	130.30
14 Day EMA ($)	130.87
Money Flow Index	64.52
Average True Range	2.50
50 Day SMA ($)	131.21
200 Day SMA ($)	120.79
ADX	12.80
MACD	0.86

Growth

Free Cash Flow QoQ Growth	0.00%
Free Cash Flow YoY Growth	0.00%
Revenue YoY Growth	0.00%
EPS QoQ Growth	0.00%
Revenue QoQ Growth	0.00%
EPS YoY Growth	0.00%

Profitability

Return on Assets TTM (%)	0.25
Profit Margin TTM (%)	-0.1
Return on Equity TTM (%)	1.47
Return on Capital TTM (%)	0.52
Interest Coverage Ratio	0.00
Gross Margin TTM (%)

Peers

Stock	Dividend	Market Cap (B)	PE	Price ($)
AFG	0.0171	11 B	4.9	131.15
HCC	0.007	1 B	-60.9	28.49
MKL		17 B	7.1	1263.59
OB
SIGI	0.013	5 B	11.2	77.2
WRB	0.0057	15 B	15.4	90.81
XL		0 B	13.3	1.84
Y		9 B	13.8	681.62

Pull option chain for the stock and check the payoff of your option strategies here

Financials

Income Statement

Balance Sheet

Cash Flow

THG Income Statement

Annual

	Dec-13	Dec-14	Dec-15	Dec-16	Dec-17	Dec-18	Dec-19	Dec-20	Dec-21	Dec-22
AgencyFees	41 M	37 M	31 M	30 M	29 M
AgencyFeesAndCommissions	41 M	37 M	31 M	30 M	29 M
Basic EPS from continuing operations	5.58	6.41	7.53	3.65	5.08	5.63	10.72	9.61	11.7	3.28
Basic EPS total	5.7	6.41	7.55	3.63	5.08	5.63	10.72	9.61	11.7	3.28
Basic weighted shares outstanding	44 M	44 M	44 M	43 M	43 M	42 M	40 M	38 M	36 M	36 M
BasicDiscontinuousOperations	0.12		0.02	-0.02	-0.4
CededPremiums	714 M	666 M	828 M	720 M	455 M	459 M	537 M	561 M	389 M	613 M
Diluted EPS total	5.59	6.28	7.4	3.59	5.03	5.56	10.56	9.5	11.52	3.23
Diluted normalized net income/share	5.47	6.29	7.39	3.61	5.03	5.56	10.56	9.5	11.52	3.23
Diluted weighted shares outstanding	45 M	45 M	45 M	43 M	43 M	43 M	41 M	38 M	36 M	36 M
DilutedDiscontinuousOperations	0.12	-0.01	0.01	-0.02	-0.4
Dividends paid per share	0.37	0.41	0.46	0.5	0.54	5.35
FeesAndCommissions	41 M	37 M	31 M	30 M	29 M
GainsLossOnDisposalOfDiscontinuedOperations	5 M	-300000.0	39 M	100000.0	-17 M	100000.0
GrossPremiumsWritten	4,451 M	4,710 M	4,705 M	4,628 M	4,003 M	4,278 M	4,500 M	4,555 M	4,794 M	5,279 M
ImpairmentOfCapitalAssets					-6 M	-5 M	2 M	26 M	700000.0	17 M
Income before tax	329 M	378 M	439 M	192 M	293 M	283 M	522 M	445 M	521 M	144 M
Income restructuring and M&A	-100000.0	-900000.0
Income taxes	83 M	96 M	109 M	36 M	77 M	44 M	93 M	83 M	101 M	27 M
Interest expense	65 M	65 M	61 M	55 M	45 M	45 M	38 M	37 M	34 M	34 M
InterestIncome	269 M	270 M	279 M	279 M	244 M	267 M	290 M	275 M	322 M	308 M
MinorityInterests	329 M	378 M	439 M	192 M	293 M	283 M	522 M	445 M	521 M	144 M
Net income from total operations	251 M	282 M	332 M	155 M	199 M	239 M	425 M	359 M	419 M	116 M
NetIncomeCommonStockholders	251 M	282 M	332 M	155 M	199 M	239 M	429 M	362 M	420 M	117 M
NetIncomeContinuousOperations	251 M	282 M	332 M	155 M	199 M	239 M	425 M	359 M	419 M	116 M
NetIncomeDiscontinuousOperations	5 M	-300000.0	39 M	100000.0	-17 M	100000.0
NetInvestmentIncome	309 M	326 M	301 M	228 M	271 M	193 M	393 M	290 M	434 M	207 M
NetPremiumsWritten	-4,450 M	-4,710 M	-4,705 M	-4,628 M	-4,003 M	-4,278 M	-4,500 M	-4,555 M	-4,794 M	-5,279 M
NetRealizedGainLossOnInvestments	40 M	56 M	22 M	-52 M	27 M	-74 M	111 M	25 M	124 M	-90 M
NonRecurringOperationExpense	-22 M	-20 M	-17 M	-18 M	-15 M	-17 M
Normalized income									413 M	130 M
Operating income	335 M	384 M	428 M	219 M	299 M	287 M	524 M	471 M	522 M	161 M
Other income net	6 M	6 M	27 M	28 M	6 M	5 M	-99 M	-32 M	-117 M	21 M
PolicyAcquisitionExpense	971 M	1,040 M	1,033 M	1,035 M	841 M	892 M	927 M	951 M	983 M	1,093 M
Revenue per share					-841 M	-892 M	927 M	951 M
SalariesAndWages	-12 M	-15 M	-12 M	-12 M	-10 M	-15 M
Special income/charges	-22 M	-20 M	-17 M	-18 M	-21 M	-5 M	2 M	26 M	700000.0	17 M
Total common shares outstanding	44 M	44 M	43 M	43 M	42 M	41 M	38 M	36 M	35 M	36 M
Total net income	251 M	282 M	332 M	155 M	199 M	239 M	425 M	359 M	419 M	116 M
Total ordinary shares	36 M	36 M	36 M	36 M	36 M	36 M	36 M	36 M	36 M	36 M
Total revenues	4,451 M	4,710 M	4,705 M	4,628 M	3,980 M	4,254 M	4,891 M	4,825 M	5,228 M	5,469 M
TotalExpenses	4,465 M	4,690 M	4,595 M	4,754 M	3,975 M	4,212 M	-4,369 M	-4,380 M	-4,706 M	-5,325 M
TotalPremiumsEarned	4,451 M	4,710 M	4,705 M	4,628 M	4,003 M	4,278 M	4,500 M	4,555 M	4,794 M	5,279 M
TotalRevenue	4,451 M	4,710 M	4,705 M	4,628 M	3,980 M	4,254 M	4,891 M	4,825 M	5,228 M	5,469 M

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Hanover Insurance Group Inc

Sector: Financial Services

Industry: Insurance - Property & Casualty

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Valuation

Price per Sales TTM ($)

Price per Book TTM ($)

PE Ratio (TTM)

Book Value per Share ($)

5 Year PE Range

Returns

7 Day Return

1 Month Return

3 Month Return

1 Year Return

3 Year Return

5 Year Return

YTD Return

Risk

Custom Beta One Year

Custom Beta Three Years

Beneish M Score

Altman Z Score

Ranks

MarketXLS Value Score

MarketXLS Quality Score

MarketXLS Technical Score

MarketXLS Rank

Dividends

Dividend Per Share TTM ($)

Forward Annual Dividend Yield

Ex Dividend Date (MM/DD/YYYY)

Dividend Pay Date (MM/DD/YYYY)

Dividend Yield (TTM)

Forward Annual Dividend Rate ($)

Dividend Payout Ratio

Dividend Per Share 5 Year CAGR

Analyst Estimates

EPS Estimate Current Year ($)

EPS Estimate Next Year ($)

EPS Estimate Next Quarter ($)

EPS Estimate Current Quarter ($)

Current Target Price ($)

Next 5 Year Growth Rate (%)

1 week Ago Target Price ($)

2 week Ago Target Price ($)

3 week Ago Target Price ($)

Financial Health

Cash Flow Per Share TTM ($)

Current Ratio

Quick Ratio

Debt to Equity Ratio (Last Quarter)

Long term debt per share (Last Quarter)

F Score

Technicals

RSI (14 Day)

14 Day SMA ($)

14 Day EMA ($)

Money Flow Index

Average True Range

50 Day SMA ($)

200 Day SMA ($)

ADX

MACD

Growth

Free Cash Flow QoQ Growth

Free Cash Flow YoY Growth

Revenue YoY Growth

EPS QoQ Growth

Revenue QoQ Growth

EPS YoY Growth

Profitability

Return on Assets TTM (%)

Profit Margin TTM (%)

Return on Equity TTM (%)

Return on Capital TTM (%)

Interest Coverage Ratio

Gross Margin TTM (%)

Peers

🎉 Exciting news! 🎉

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Interact, learn, and grow with experts in the markets!