RINT vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. RINT offers more diversification with 326 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: RINT

Side-by-Side Comparison

MetricRINTSCHDWinner
Expense Ratio0.49%0.06%
AUM$147M$103.7B
Dividend Yield0.82%3.31%
Holdings353104
YTD Return+12.75%+24.26%
1Y Return+24.23%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)12.1%13.6%
Max Drawdown-11.9%-33.4%
Fund FamilyRussell InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
InceptionMay 13, 2025Oct 20, 2011

RINT vs SCHD Performance

Russell Investments International Developed Equity ETF (RINT) is a ETF from Russell Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RINT returned +24.23% while SCHD returned +31.38%. Year to date, RINT is up 12.75% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.1% for RINT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.9% for RINT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RINT charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, RINT currently yields 0.82% against 3.31% for SCHD.

Holdings Overlap

0.1%overlap

RINT and SCHD share 1 holdings out of 425 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RINTWeight in SCHDDifference
ACN0.13%2.24%2.11%

Frequently Asked Questions

Which is cheaper, RINT or SCHD?

RINT has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.

Which performed better, RINT or SCHD?

Over the past year RINT returned +24.23% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), RINT annualized +25.78% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, RINT or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 12.1% for RINT. Worst drawdown: RINT -11.9% vs SCHD -33.4%.

Should I hold both RINT and SCHD?

RINT and SCHD have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RINT and SCHD?

RINT and SCHD share 1 common holdings with a 0.1% weight overlap. Combined, they hold 425 unique securities.

Which pays a higher dividend, RINT or SCHD?

RINT yields 0.82% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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