RND vs SCHD

RND vs SCHD

Which is better, RND or SCHD?

Large Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. RND led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 62.5%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRNDSCHD
Expense Ratio0.60%0.06%Best
AUM$10M$112.1B
Dividend Yield0.00%3.00%
Holdings100103
YTD Return+6.56%+24.04%Best
1Y Return+9.87%+27.95%Best
3Y Return (annualized)-+15.51%
5Y Return (annualized)-+9.80%
Volatility (annualized)16.0%13.2%Best
Max Drawdown-23.5%-16.1%Best
$10,000 over 2.4 years$16,577Best$14,406
Top 10 Weight62.5%41.8%Best
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionApr 30, 2024Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: May 1, 2024 to Sep 16, 2026 (2.4 years).

RND vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.

RND vs SCHD Performance

First Trust Bloomberg R&D Leaders ETF (RND) is an ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RND returned +9.87% while SCHD returned +27.95%. Year to date, RND is up 6.56% versus a gain of 24.04% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RND has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.5% for RND and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.04. They move largely independently of each other.

Fees and Cost Over Time

RND charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, RND currently yields 0.00% against 3.00% for SCHD.

Holdings Overlap

RND already in SCHD4.7%
SCHD already in RND10.3%

4.7% of RND's money is in holdings SCHD also owns. 10.3% of SCHD's money is in holdings RND also owns.

SCHD and RND share little of their money.

3 positions in common, counted across the 49 positions we hold weights for in RND and 100 in SCHD, against full books of 100 and 103.

What only one of them owns

Our book lists 96 positions for SCHD that do not appear in our book for RND (89.6% of the fund), and 45 for RND that do not appear in SCHD (92.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in RNDWeight in SCHDDifference
AMGNAmgen Inc.4.08%4.70%0.62%
TXNTexas Instrument Inc0.36%3.13%2.77%
QCOMQualcomm Inc.0.28%2.52%2.24%

You are not choosing between two funds in isolation.

Whichever of RND and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

RNDSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RND or SCHD?

RND has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.

Which performed better, RND or SCHD?

Over the past year RND returned +9.87% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), RND annualized +23.44% vs +16.43% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RND or SCHD?

RND has been the more volatile fund at 16.0% annualized versus 13.2% for SCHD. Worst drawdown: RND -23.5% vs SCHD -16.1%.

Should I hold both RND and SCHD?

RND and SCHD have a monthly-return correlation of 0.04, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between RND and SCHD?

10.3% of SCHD's money is in holdings RND also owns. 10.3% of SCHD's is in holdings RND also owns. They hold 3 positions in common, counted across the 49 positions we hold weights for in RND and 100 in SCHD.

Which pays a higher dividend, RND or SCHD?

RND yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than RND?

SCHD has a lower expense ratio. RND led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 62.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.