RNIN vs VYM
Bushido Capital US SMID Cap Equity ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. RNIN delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | RNIN | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.04% | |
| AUM | $199M | $81.6B | |
| Dividend Yield | 0.80% | 2.24% | |
| Holdings | 82 | 616 | |
| YTD Return | +36.27% | +15.60% | |
| 1Y Return | +43.43% | +23.48% | |
| 3Y Return (annualized) | - | +19.07% | |
| 5Y Return (annualized) | - | +12.50% | |
| Volatility (annualized) | 11.5% | 14.6% | |
| Max Drawdown | -5.7% | -58.8% | |
| Fund Family | Bushido Capital | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 14, 2025 | Nov 10, 2006 |
RNIN vs VYM Performance
Bushido Capital US SMID Cap Equity ETF (RNIN) is a ETF from Bushido Capital and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RNIN returned +43.43% while VYM returned +23.48%. Year to date, RNIN is up 36.27% versus a gain of 15.60% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 11.5% for RNIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.7% for RNIN and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RNIN charges 0.68% per year while VYM charges 0.04%. On a $10,000 position that is $68 vs $4 annually, a gap of $64 per year that compounds over a long holding period. On income, RNIN currently yields 0.80% against 2.24% for VYM.
Holdings Overlap
RNIN and VYM share 19 holdings out of 665 unique holdings combined, representing a 0.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RNIN or VYM?
RNIN has an expense ratio of 0.68% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $64 per year of difference.
Which performed better, RNIN or VYM?
Over the past year RNIN returned +43.43% vs +23.48% for VYM, so RNIN leads on 1-year performance. Over the longest common window we track (1 years), RNIN annualized +38.90% vs +7.05% for VYM. Past performance does not guarantee future results.
Which is riskier, RNIN or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 11.5% for RNIN. Worst drawdown: RNIN -5.7% vs VYM -58.8%.
Should I hold both RNIN and VYM?
RNIN and VYM have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RNIN and VYM?
RNIN and VYM share 19 common holdings with a 0.7% weight overlap. Combined, they hold 665 unique securities.
Which pays a higher dividend, RNIN or VYM?
RNIN yields 0.80% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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