RPAR vs VTI
RPAR Risk Parity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RPAR or VTI?
Debt-oriented balanced against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RPAR | VTI |
|---|---|---|
| Expense Ratio | 0.52% | 0.03%Best |
| AUM | $581M | $666.9B |
| Dividend Yield | 2.37% | 1.03% |
| Holdings | 138 | 3,543 |
| YTD Return | +3.03% | +12.30%Best |
| 1Y Return | +7.45% | +16.08%Best |
| 3Y Return (annualized) | +9.13% | +21.01%Best |
| 5Y Return (annualized) | +0.69% | +12.36%Best |
| Volatility (annualized) | 13.4%Best | 17.4% |
| Max Drawdown | -30.2%Best | -35.0% |
| $10,000 over 5 years | $10,350 | $17,908Best |
| Fund Family | Rpar ETF | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Debt-oriented balanced | Large Cap Blend |
| Inception | Dec 12, 2019 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 13, 2019 to Sep 18, 2026 (6.8 years).
RPAR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.8 years both funds cover.
RPAR vs VTI Performance
RPAR Risk Parity ETF (RPAR) is an ETF from Rpar ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RPAR returned +7.45% while VTI returned +16.08%. Year to date, RPAR is up 3.03% versus a gain of 12.30% for VTI.
Over three years, RPAR compounded at +9.13% per year against +21.01% for VTI; over five years the annualized figures are +0.69% and +12.36% respectively. Across the full 7-year window we track, VTI has the edge at +14.59% annualized vs +3.67%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 13.4% for RPAR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.2% for RPAR and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RPAR charges 0.52% per year while VTI charges 0.03%. On a $10,000 position that is $52 vs $3 annually, a gap of $49 per year that compounds over a long holding period. On income, RPAR currently yields 2.37% against 1.03% for VTI.
Holdings Overlap
At least 2.8% of VTI's money is in holdings RPAR also owns.
Stated as a floor: for RPAR, our book for it covers 50.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and RPAR share little of their money.
35 positions in common, counted across the 130 positions we hold weights for in RPAR and 3,463 in VTI, against full books of 138 and 3,543.
Top Shared Holdings
| Stock | Weight in RPAR | Weight in VTI | Difference |
|---|---|---|---|
| XOMExxon Mobil Corp. | 1.24% | 0.89% | 0.35% |
| DEDeere & Co Sedol 2261203 | 1.28% | 0.21% | 1.07% |
| CVXChevron Corp | 0.74% | 0.52% | 0.22% |
| FCXFreeport-mcmoran Copper & Gold Inc. | 0.38% | 0.12% | 0.26% |
| COPConocophillips Common Stock USD 0.01 | 0.29% | 0.20% | 0.09% |
| CTVACorteva Inc Ctva | 0.38% | 0.07% | 0.31% |
| ECLEcolab, Inc. | 0.18% | 0.10% | 0.08% |
| EOGEog Resources Inc | 0.14% | 0.11% | 0.03% |
| OXYOccidental Petroleum Corp. | 0.13% | 0.06% | 0.07% |
| CFCf Industries Holdings Inc. | 0.15% | 0.03% | 0.12% |
You are not choosing between two funds in isolation.
Whichever of RPAR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RPAR or VTI?
RPAR has an expense ratio of 0.52% while VTI charges 0.03%. VTI is the cheaper option, by $49 a year on a $10,000 investment.
Which performed better, RPAR or VTI?
Over the past year RPAR returned +7.45% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), RPAR annualized +3.67% vs +14.59% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RPAR or VTI?
VTI has been the more volatile fund at 17.4% annualized versus 13.4% for RPAR. Worst drawdown: RPAR -30.2% vs VTI -35.0%.
Should I hold both RPAR and VTI?
RPAR and VTI have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RPAR and VTI?
At least 2.8% of VTI's money is in holdings RPAR also owns. Our book for RPAR is partial, so the real figure is this or higher. They hold 35 positions in common, counted across the 130 positions we hold weights for in RPAR and 3,463 in VTI.
Which pays a higher dividend, RPAR or VTI?
RPAR yields 2.37% while VTI yields 1.03%, so RPAR currently pays the higher dividend yield.
Is VTI better than RPAR?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.