RSMC vs SCHD
Rockefeller US Small-Mid Cap ETF vs Schwab US Dividend Equity ETF
Which is better, RSMC or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. RSMC is less concentrated, with 31.1% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSMC | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $761M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 47 | 103 |
| YTD Return | +8.41% | +23.46%Best |
| 1Y Return | +4.08% | +27.20%Best |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 15.5% | 14.2%Best |
| Max Drawdown | -22.3% | -16.1%Best |
| $10,000 over 1.9 years | $10,884 | $12,529Best |
| Top 10 Weight | 31.1%Best | 41.8% |
| Fund Family | Rockefeller Capital Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Oct 10, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Oct 11, 2024 to Sep 18, 2026 (1.9 years).
RSMC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
RSMC vs SCHD Performance
Rockefeller US Small-Mid Cap ETF (RSMC) is an ETF from Rockefeller Capital Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RSMC returned +4.08% while SCHD returned +27.20%. Year to date, RSMC is up 8.41% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSMC has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 14.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.3% for RSMC and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RSMC charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, RSMC currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
2.7% of RSMC's money is in holdings SCHD also owns. 0.1% of SCHD's money is in holdings RSMC also owns.
RSMC and SCHD share little of their money.
1 positions in common, counted across the 45 positions we hold weights for in RSMC and 100 in SCHD, against full books of 47 and 103.
What only one of them owns
Measured across the 45 and 100 positions we hold weights for.
SCHD holds 98 positions RSMC does not, 99.8% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, CVX 4.02%
Top Shared Holdings
| Stock | Weight in RSMC | Weight in SCHD | Difference |
|---|---|---|---|
| KFYKorn Ferry | 2.68% | 0.11% | 2.57% |
You are not choosing between two funds in isolation.
Whichever of RSMC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSMC or SCHD?
RSMC has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, RSMC or SCHD?
Over the past year RSMC returned +4.08% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), RSMC annualized +4.56% vs +12.60% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSMC or SCHD?
RSMC has been the more volatile fund at 15.5% annualized versus 14.2% for SCHD. Worst drawdown: RSMC -22.3% vs SCHD -16.1%.
Should I hold both RSMC and SCHD?
RSMC and SCHD have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RSMC and SCHD?
2.7% of RSMC's money is in holdings SCHD also owns. 0.1% of SCHD's is in holdings RSMC also owns. They hold 1 positions in common, counted across the 45 positions we hold weights for in RSMC and 100 in SCHD.
Which pays a higher dividend, RSMC or SCHD?
RSMC yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RSMC?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. RSMC is less concentrated, with 31.1% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.