RSMC vs SCHD
Rockefeller US Small-Mid Cap ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | RSMC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $758M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 47 | 104 | |
| YTD Return | +13.93% | +25.33% | |
| 1Y Return | +14.63% | +32.31% | |
| 3Y Return (annualized) | - | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 15.7% | 13.6% | |
| Max Drawdown | -22.3% | -33.4% | |
| Fund Family | Rockefeller Capital Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 10, 2024 | Oct 20, 2011 |
RSMC vs SCHD Performance
Rockefeller US Small-Mid Cap ETF (RSMC) is a ETF from Rockefeller Capital Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RSMC returned +14.63% while SCHD returned +32.31%. Year to date, RSMC is up 13.93% versus a gain of 25.33% for SCHD.
Risk: Volatility and Drawdowns
RSMC has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.3% for RSMC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RSMC charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, RSMC currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
RSMC and SCHD share 1 holdings out of 145 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in RSMC | Weight in SCHD | Difference |
|---|---|---|---|
| KFY | 2.83% | 0.10% | 2.73% |
Frequently Asked Questions
Which is cheaper, RSMC or SCHD?
RSMC has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, RSMC or SCHD?
Over the past year RSMC returned +14.63% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), RSMC annualized +7.71% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, RSMC or SCHD?
RSMC has been the more volatile fund at 15.7% annualized versus 13.6% for SCHD. Worst drawdown: RSMC -22.3% vs SCHD -33.4%.
Should I hold both RSMC and SCHD?
RSMC and SCHD have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSMC and SCHD?
RSMC and SCHD share 1 common holdings with a 0.1% weight overlap. Combined, they hold 145 unique securities.
Which pays a higher dividend, RSMC or SCHD?
RSMC yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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