RSPG vs SCHD

RSPG vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. RSPG delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: RSPGMore Diversified: SCHD

Side-by-Side Comparison

MetricRSPGSCHDWinner
Expense Ratio0.40%0.06%
AUM$597M$108.7B
Dividend Yield1.99%3.13%
Holdings24104
YTD Return+41.83%+27.67%
1Y Return+56.52%+31.26%
3Y Return (annualized)+16.78%+16.66%
5Y Return (annualized)+28.48%+10.18%
Volatility (annualized)31.1%13.6%
Max Drawdown-82.1%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionNov 1, 2006Oct 20, 2011

RSPG vs SCHD Performance

Invesco S&P 500 Equal Weight Energy ETF (RSPG) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RSPG returned +56.52% while SCHD returned +31.26%. Year to date, RSPG is up 41.83% versus a gain of 27.67% for SCHD.

Over three years, RSPG compounded at +16.78% per year against +16.66% for SCHD; over five years the annualized figures are +28.48% and +10.18% respectively. Across the full 15-year window we track, SCHD has the edge at +11.57% annualized vs +5.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPG has been the more volatile fund, with annualized monthly volatility of 31.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -82.1% for RSPG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RSPG charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, RSPG currently yields 1.99% against 3.13% for SCHD.

Holdings Overlap

13.9%overlap

RSPG and SCHD share 7 holdings out of 115 unique holdings combined, representing a 13.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RSPGWeight in SCHDDifference
CVX4.27%3.74%0.53%
COP4.18%3.59%0.59%
EOG4.53%1.80%2.73%
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Frequently Asked Questions

Which is cheaper, RSPG or SCHD?

RSPG has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.

Which performed better, RSPG or SCHD?

Over the past year RSPG returned +56.52% vs +31.26% for SCHD, so RSPG leads on 1-year performance. Over the longest common window we track (15 years), RSPG annualized +5.14% vs +11.57% for SCHD. Past performance does not guarantee future results.

Which is riskier, RSPG or SCHD?

RSPG has been the more volatile fund at 31.1% annualized versus 13.6% for SCHD. Worst drawdown: RSPG -82.1% vs SCHD -33.4%.

Should I hold both RSPG and SCHD?

RSPG and SCHD have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSPG and SCHD?

RSPG and SCHD share 7 common holdings with a 13.9% weight overlap. Combined, they hold 115 unique securities.

Which pays a higher dividend, RSPG or SCHD?

RSPG yields 1.99% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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