RSPT vs SPY

Quick Verdict

SPY has a lower expense ratio. RSPT delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: RSPTMore Diversified: SPY

Side-by-Side Comparison

MetricRSPTSPYWinner
Expense Ratio0.40%0.09%
AUM$5.4B$789.1B
Dividend Yield0.25%1.01%
Holdings52505
YTD Return+45.77%+14.47%
1Y Return+59.86%+21.96%
3Y Return (annualized)+32.14%+21.70%
5Y Return (annualized)+17.92%+13.30%
Volatility (annualized)21.0%15.3%
Max Drawdown-59.0%-56.5%
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
InceptionNov 1, 2006Jan 22, 1993

RSPT vs SPY Performance

Invesco S&P 500 Equal Weight Technology ETF (RSPT) is a ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RSPT returned +59.86% while SPY returned +21.96%. Year to date, RSPT is up 45.77% versus a gain of 14.47% for SPY.

Over three years, RSPT compounded at +32.14% per year against +21.70% for SPY; over five years the annualized figures are +17.92% and +13.30% respectively. Across the full 20-year window we track, RSPT has the edge at +14.29% annualized vs +8.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPT has been the more volatile fund, with annualized monthly volatility of 21.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.0% for RSPT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

RSPT charges 0.40% per year while SPY charges 0.09%. On a $10,000 position that is $40 vs $9 annually, a gap of $31 per year that compounds over a long holding period. On income, RSPT currently yields 0.25% against 1.01% for SPY.

Holdings Overlap

17.4%overlap

RSPT and SPY share 70 holdings out of 506 unique holdings combined, representing a 17.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RSPTWeight in SPYDifference
NVDA1.13%7.31%6.18%
AAPL1.14%7.09%5.95%
MSFT0.99%4.43%3.44%
MUProProPro
AVGOProProPro
INTCProProPro
SNDKProProPro
DELLProProPro
STXProProPro
WDCProProPro
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Frequently Asked Questions

Which is cheaper, RSPT or SPY?

RSPT has an expense ratio of 0.40% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, RSPT or SPY?

Over the past year RSPT returned +59.86% vs +21.96% for SPY, so RSPT leads on 1-year performance. Over the longest common window we track (20 years), RSPT annualized +14.29% vs +8.87% for SPY. Past performance does not guarantee future results.

Which is riskier, RSPT or SPY?

RSPT has been the more volatile fund at 21.0% annualized versus 15.3% for SPY. Worst drawdown: RSPT -59.0% vs SPY -56.5%.

Should I hold both RSPT and SPY?

RSPT and SPY have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between RSPT and SPY?

RSPT and SPY share 70 common holdings with a 17.4% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, RSPT or SPY?

RSPT yields 0.25% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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