RSPT vs VTI

RSPT vs VTI
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

VTI has a lower expense ratio. RSPT delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: RSPTMore Diversified: VTI

Side-by-Side Comparison

MetricRSPTVTIWinner
Expense Ratio0.40%0.03%
AUM$6.1B$666.9B
Dividend Yield0.27%1.07%
Holdings753,543
YTD Return+40.12%+13.14%
1Y Return+57.51%+22.35%
3Y Return (annualized)+31.45%+21.83%
5Y Return (annualized)+16.88%+12.01%
Volatility (annualized)20.9%15.3%
Max Drawdown-59.0%-56.6%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionNov 1, 2006May 24, 2001

RSPT vs VTI Performance

Invesco S&P 500 Equal Weight Technology ETF (RSPT) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RSPT returned +57.51% while VTI returned +22.35%. Year to date, RSPT is up 40.12% versus a gain of 13.14% for VTI.

Over three years, RSPT compounded at +31.45% per year against +21.83% for VTI; over five years the annualized figures are +16.88% and +12.01% respectively. Across the full 20-year window we track, RSPT has the edge at +14.05% annualized vs +8.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPT has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.0% for RSPT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

RSPT charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, RSPT currently yields 0.27% against 1.07% for VTI.

Holdings Overlap

19.6%overlap

RSPT and VTI share 66 holdings out of 2796 unique holdings combined, representing a 19.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RSPTWeight in VTIDifference
NVDA1.37%6.32%4.95%
AAPL1.45%5.84%4.39%
MSFT1.60%3.81%2.21%
AVGOProProPro
MUProProPro
AMDProProPro
AMATProProPro
PANWProProPro
LRCXProProPro
INTCProProPro
FundXLS Pro
See the top 10 holdings RSPT shares with VTI
Exact weights in each fund and the difference, for every position in this table.
Unlock FundXLS Pro$45/quarter Pro · Cancel anytime

Frequently Asked Questions

Which is cheaper, RSPT or VTI?

RSPT has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, RSPT or VTI?

Over the past year RSPT returned +57.51% vs +22.35% for VTI, so RSPT leads on 1-year performance. Over the longest common window we track (20 years), RSPT annualized +14.05% vs +8.09% for VTI. Past performance does not guarantee future results.

Which is riskier, RSPT or VTI?

RSPT has been the more volatile fund at 20.9% annualized versus 15.3% for VTI. Worst drawdown: RSPT -59.0% vs VTI -56.6%.

Should I hold both RSPT and VTI?

RSPT and VTI have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between RSPT and VTI?

RSPT and VTI share 66 common holdings with a 19.6% weight overlap. Combined, they hold 2796 unique securities.

Which pays a higher dividend, RSPT or VTI?

RSPT yields 0.27% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free