RWR vs VTI
State Street SPDR Dow Jones REIT ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RWR or VTI?
Mid Cap Value against Large Cap Blend.
VTI has a lower expense ratio. RWR led over the full window, VTI over 1Y, 3Y and 5Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 53.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RWR | VTI |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $1.8B | $666.9B |
| Dividend Yield | 3.26% | 1.03% |
| Holdings | 101 | 3,543 |
| YTD Return | +11.29% | +12.30%Best |
| 1Y Return | +11.55% | +16.08%Best |
| 3Y Return (annualized) | +10.44% | +21.01%Best |
| 5Y Return (annualized) | +3.27% | +12.36%Best |
| Volatility (annualized) | 43.9% | 15.3%Best |
| Max Drawdown | -77.0% | -56.6%Best |
| $10,000 over 5 years | $11,745 | $17,908Best |
| Top 10 Weight | 53.9% | 33.3%Best |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Apr 23, 2001 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: May 31, 2001 to Sep 18, 2026 (25.3 years).
RWR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 25.3 years both funds cover.
RWR vs VTI Performance
State Street SPDR Dow Jones REIT ETF (RWR) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RWR returned +11.55% while VTI returned +16.08%. Year to date, RWR is up 11.29% versus a gain of 12.30% for VTI.
Over three years, RWR compounded at +10.44% per year against +21.01% for VTI; over five years the annualized figures are +3.27% and +12.36% respectively. Across the full 25-year window we track, RWR has the edge at +9.58% annualized vs +8.03%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RWR has been the more volatile fund, with annualized monthly volatility of 43.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -77.0% for RWR and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RWR charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, RWR currently yields 3.26% against 1.03% for VTI.
Holdings Overlap
99.1% of RWR's money is in holdings VTI also owns. 1.7% of VTI's money is in holdings RWR also owns.
Most of RWR is already inside VTI. Owning both mostly buys the same companies twice.
96 positions in common, counted across the 97 positions we hold weights for in RWR and 3,463 in VTI, against full books of 101 and 3,543.
What only one of them owns
Measured across the 97 and 3,463 positions we hold weights for.
VTI holds 1,095 positions RWR does not, 95.8% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
Top Shared Holdings
| Stock | Weight in RWR | Weight in VTI | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 10.36% | 0.23% | 10.13% |
| PLDPrologis Inc | 9.95% | 0.19% | 9.76% |
| EQRVivmark Residential | 4.63% | 0.03% | 4.60% |
| EQIXEquinix Inc. Real Estate Investment Trust | 4.52% | 0.14% | 4.38% |
| ORealty Income Corp. | 4.42% | 0.08% | 4.34% |
| DLRDigital Realty Trust Inc. | 4.34% | 0.09% | 4.25% |
| SPGSimon Property Group Inc | 4.31% | 0.10% | 4.21% |
| VTRVentas Inc . | 4.30% | 0.06% | 4.24% |
| PSAPublic Storage | 4.21% | 0.08% | 4.13% |
| EXRExtra Space Storage Inc. | 2.89% | 0.04% | 2.85% |
99.1% of RWR is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RWR or VTI?
RWR has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, RWR or VTI?
Over the past year RWR returned +11.55% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), RWR annualized +9.58% vs +8.03% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RWR or VTI?
RWR has been the more volatile fund at 43.9% annualized versus 15.3% for VTI. Worst drawdown: RWR -77.0% vs VTI -56.6%.
Should I hold both RWR and VTI?
RWR and VTI have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RWR and VTI?
99.1% of RWR's money is in holdings VTI also owns. 1.7% of VTI's is in holdings RWR also owns. They hold 96 positions in common, counted across the 97 positions we hold weights for in RWR and 3,463 in VTI.
Which pays a higher dividend, RWR or VTI?
RWR yields 3.26% while VTI yields 1.03%, so RWR currently pays the higher dividend yield.
Is VTI better than RWR?
VTI has a lower expense ratio. RWR led over the full window, VTI over 1Y, 3Y and 5Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 53.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.