RXI vs SCHD
iShares Global Consumer Discretionary ETF vs Schwab US Dividend Equity ETF
Which is better, RXI or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RXI | SCHD |
|---|---|---|
| Expense Ratio | 0.37% | 0.06%Best |
| AUM | $254M | $112.1B |
| Dividend Yield | 1.43% | 3.00% |
| Holdings | 149 | 103 |
| YTD Return | -6.21% | +25.07%Best |
| 1Y Return | -4.69% | +27.61%Best |
| 3Y Return (annualized) | +8.96% | +15.74%Best |
| 5Y Return (annualized) | +3.71% | +9.89%Best |
| Volatility (annualized) | 16.6% | 13.6%Best |
| Max Drawdown | -35.8% | -33.4%Best |
| $10,000 over 5 years | $11,998 | $16,025Best |
| Top 10 Weight | 46.9% | 41.8%Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 12, 2006 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 11, 2026 (14.9 years).
RXI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
RXI vs SCHD Performance
iShares Global Consumer Discretionary ETF (RXI) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RXI returned -4.69% while SCHD returned +27.61%. Year to date, RXI is down 6.21% versus a gain of 25.07% for SCHD.
Over three years, RXI compounded at +8.96% per year against +15.74% for SCHD; over five years the annualized figures are +3.71% and +9.89% respectively. Across the full 15-year window we track, SCHD has the edge at +11.36% annualized vs +9.87%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RXI has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.8% for RXI and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RXI charges 0.37% per year while SCHD charges 0.06%. On a $10,000 position that is $37 vs $6 annually, a gap of $31 per year that compounds over a long holding period. On income, RXI currently yields 1.43% against 3.00% for SCHD.
Holdings Overlap
6.1% of RXI's money is in holdings SCHD also owns. 6.2% of SCHD's money is in holdings RXI also owns.
SCHD and RXI share little of their money.
4 positions in common, counted across the 132 positions we hold weights for in RXI and 100 in SCHD, against full books of 149 and 103.
What only one of them owns
Our book lists 95 positions for SCHD that do not appear in our book for RXI (93.7% of the fund), and 43 for RXI that do not appear in SCHD (54.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of RXI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RXI or SCHD?
RXI has an expense ratio of 0.37% while SCHD charges 0.06%. SCHD is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, RXI or SCHD?
Over the past year RXI returned -4.69% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), RXI annualized +9.87% vs +11.36% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RXI or SCHD?
RXI has been the more volatile fund at 16.6% annualized versus 13.6% for SCHD. Worst drawdown: RXI -35.8% vs SCHD -33.4%.
Should I hold both RXI and SCHD?
RXI and SCHD have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RXI and SCHD?
6.2% of SCHD's money is in holdings RXI also owns. 6.2% of SCHD's is in holdings RXI also owns. They hold 4 positions in common, counted across the 132 positions we hold weights for in RXI and 100 in SCHD.
Which pays a higher dividend, RXI or SCHD?
RXI yields 1.43% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RXI?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.