SBIO vs SCHQ

Quick Verdict

SCHQ has a lower expense ratio. SBIO delivered stronger 1-year returns. SBIO offers more diversification with 105 holdings.

Lower Fees: SCHQHigher Returns: SBIOMore Diversified: SBIO

Side-by-Side Comparison

MetricSBIOSCHQWinner
Expense Ratio0.50%0.03%
AUM$202M$806M
Dividend Yield4.05%4.73%
Holdings8798
YTD Return+35.11%-3.15%
1Y Return+101.30%-0.88%
3Y Return (annualized)+32.81%+0.10%
5Y Return (annualized)+9.88%-6.79%
Volatility (annualized)29.6%13.5%
Max Drawdown-63.1%-46.7%
Fund FamilyALPS AdvisorsCharles Schwab Asset Management
CategoryEquityFixed Income
InceptionDec 30, 2014Oct 10, 2019

SBIO vs SCHQ Performance

ALPS Medical Breakthroughs ETF (SBIO) is a ETF from ALPS Advisors and Schwab Long-Term US Treasury ETF (SCHQ) is a ETF from Charles Schwab Asset Management. Over the past year SBIO returned +101.30% while SCHQ returned -0.88%. Year to date, SBIO is up 35.11% versus a loss of 3.15% for SCHQ.

Over three years, SBIO compounded at +32.81% per year against +0.10% for SCHQ; over five years the annualized figures are +9.88% and -6.79% respectively. Across the full 7-year window we track, SBIO has the edge at +9.81% annualized vs -4.49%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SBIO has been the more volatile fund, with annualized monthly volatility of 29.6% compared with 13.5% for SCHQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.1% for SBIO and -46.7% for SCHQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.25. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SBIO charges 0.50% per year while SCHQ charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, SBIO currently yields 4.05% against 4.73% for SCHQ.

Frequently Asked Questions

Which is cheaper, SBIO or SCHQ?

SBIO has an expense ratio of 0.50% while SCHQ charges 0.03%. SCHQ is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, SBIO or SCHQ?

Over the past year SBIO returned +101.30% vs -0.88% for SCHQ, so SBIO leads on 1-year performance. Over the longest common window we track (7 years), SBIO annualized +9.81% vs -4.49% for SCHQ. Past performance does not guarantee future results.

Which is riskier, SBIO or SCHQ?

SBIO has been the more volatile fund at 29.6% annualized versus 13.5% for SCHQ. Worst drawdown: SBIO -63.1% vs SCHQ -46.7%.

Should I hold both SBIO and SCHQ?

SBIO and SCHQ have a monthly-return correlation of 0.25, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SBIO or SCHQ?

SBIO yields 4.05% while SCHQ yields 4.73%, so SCHQ currently pays the higher dividend yield.

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