SCHD vs SEIQ
Schwab US Dividend Equity ETF vs SEI QiM US Large Cap Quality Active ETF
Which is better, SCHD or SEIQ?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y and 3Y, SEIQ over the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 42.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SEIQ |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.15% |
| AUM | $112.1B | $729M |
| Dividend Yield | 3.00% | 0.63% |
| Holdings | 103 | 64 |
| YTD Return | +24.59%Best | +5.32% |
| 1Y Return | +28.14%Best | +7.54% |
| 3Y Return (annualized) | +15.58%Best | +13.22% |
| 5Y Return (annualized) | +9.90% | - |
| Volatility (annualized) | 15.1% | 13.4%Best |
| Max Drawdown | -16.1% | -14.9%Best |
| $10,000 over 4.3 years | $15,755 | $16,965Best |
| Top 10 Weight | 41.8%Best | 42.1% |
| Fund Family | Charles Schwab Asset Management | SEI EXCHANGE TRADED FUNDS |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | May 18, 2022 |
Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: May 18, 2022 to Sep 10, 2026 (4.3 years).
SCHD vs SEIQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.
SCHD vs SEIQ Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and SEI QiM US Large Cap Quality Active ETF (SEIQ) is an ETF from SEI EXCHANGE TRADED FUNDS. Over the past year SCHD returned +28.14% while SEIQ returned +7.54%. Year to date, SCHD is up 24.59% versus a gain of 5.32% for SEIQ.
Over three years, SCHD compounded at +15.58% per year against +13.22% for SEIQ. Across the full 4-year window we track, SEIQ has the edge at +13.08% annualized vs +11.15%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.4% for SEIQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -14.9% for SEIQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SEIQ charges 0.15%. On a $10,000 position that is $6 vs $15 annually, a gap of $9 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.63% for SEIQ.
Holdings Overlap
18.4% of SCHD's money is in holdings SEIQ also owns. 7.8% of SEIQ's money is in holdings SCHD also owns.
SCHD and SEIQ share little of their money.
8 positions in common, counted across the 100 positions we hold weights for in SCHD and 63 in SEIQ, against full books of 103 and 64.
What only one of them owns
Measured across the 100 and 63 positions we hold weights for.
SCHD holds 91 positions SEIQ does not, 81.5% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, CVX 4.02%, VZ 3.97%
Top Shared Holdings
| Stock | Weight in SCHD | Weight in SEIQ | Difference |
|---|---|---|---|
| PGProcter & Gamble Company | 3.83% | 2.27% | 1.56% |
| MOAltria Group Inc. | 2.79% | 2.27% | 0.52% |
| KOCoca Cola Co. | 4.17% | 0.77% | 3.40% |
| HDHome Depot Inc/The | 3.88% | 0.00% | 3.88% |
| SNASnap-On Inc. | 0.49% | 1.42% | 0.93% |
| FASTFastenal Co. | 1.38% | 0.39% | 0.99% |
| KMBKimberly-Clark Corp. | 0.87% | 0.52% | 0.35% |
| PAYXPaychex, Inc. | 1.00% | 0.14% | 0.86% |
You are not choosing between two funds in isolation.
Whichever of SCHD and SEIQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SEIQ?
SCHD has an expense ratio of 0.06% while SEIQ charges 0.15%. SCHD is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, SCHD or SEIQ?
Over the past year SCHD returned +28.14% vs +7.54% for SEIQ, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.15% vs +13.08% for SEIQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SEIQ?
SCHD has been the more volatile fund at 15.1% annualized versus 13.4% for SEIQ. Worst drawdown: SCHD -16.1% vs SEIQ -14.9%.
Should I hold both SCHD and SEIQ?
SCHD and SEIQ have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and SEIQ?
18.4% of SCHD's money is in holdings SEIQ also owns. 7.8% of SEIQ's is in holdings SCHD also owns. They hold 8 positions in common, counted across the 100 positions we hold weights for in SCHD and 63 in SEIQ.
Which pays a higher dividend, SCHD or SEIQ?
SCHD yields 3.00% while SEIQ yields 0.63%, so SCHD currently pays the higher dividend yield.
Is SEIQ better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and 3Y, SEIQ over the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 42.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.