SEIQ vs VTI

SEIQ vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSEIQVTIWinner
Expense Ratio0.15%0.03%
AUM$710M$666.9B
Dividend Yield0.65%1.07%
Holdings643,543
YTD Return+8.44%+14.82%
1Y Return+10.99%+22.43%
3Y Return (annualized)+14.53%+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)13.3%15.4%
Max Drawdown-14.9%-56.6%
Fund FamilySEI EXCHANGE TRADED FUNDSVanguard (US)
CategoryEquityEquity
InceptionMay 18, 2022May 24, 2001

SEIQ vs VTI Performance

SEI QiM US Large Cap Quality Active ETF (SEIQ) is a ETF from SEI EXCHANGE TRADED FUNDS and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SEIQ returned +10.99% while VTI returned +22.43%. Year to date, SEIQ is up 8.44% versus a gain of 14.82% for VTI.

Over three years, SEIQ compounded at +14.53% per year against +21.93% for VTI. Across the full 4-year window we track, SEIQ has the edge at +14.10% annualized vs +8.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.3% for SEIQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.9% for SEIQ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SEIQ charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, SEIQ currently yields 0.65% against 1.07% for VTI.

Holdings Overlap

29.0%overlap

SEIQ and VTI share 58 holdings out of 2792 unique holdings combined, representing a 29.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SEIQWeight in VTIDifference
AAPL8.05%5.84%2.21%
NVDA6.47%6.32%0.15%
MSFT6.01%3.81%2.20%
METAProProPro
GOOGProProPro
JNJProProPro
CSCOProProPro
VProProPro
AMZNProProPro
MAProProPro
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Frequently Asked Questions

Which is cheaper, SEIQ or VTI?

SEIQ has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, SEIQ or VTI?

Over the past year SEIQ returned +10.99% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), SEIQ annualized +14.10% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, SEIQ or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 13.3% for SEIQ. Worst drawdown: SEIQ -14.9% vs VTI -56.6%.

Should I hold both SEIQ and VTI?

SEIQ and VTI have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SEIQ and VTI?

SEIQ and VTI share 58 common holdings with a 29.0% weight overlap. Combined, they hold 2792 unique securities.

Which pays a higher dividend, SEIQ or VTI?

SEIQ yields 0.65% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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