SCHD vs SEPI
Schwab US Dividend Equity ETF vs Shelton Equity Premium Income ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SEPI | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.54% | |
| AUM | $103.7B | $164M | |
| Dividend Yield | 3.31% | 6.08% | |
| Holdings | 104 | 121 | |
| YTD Return | +24.26% | +13.77% | |
| 1Y Return | +31.38% | +23.38% | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -7.7% | |
| Fund Family | Charles Schwab Asset Management | Shelton Capital Management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Sep 8, 2025 |
SCHD vs SEPI Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Shelton Equity Premium Income ETF (SEPI) is a ETF from Shelton Capital Management. Over the past year SCHD returned +31.38% while SEPI returned +23.38%. Year to date, SCHD is up 24.26% versus a gain of 13.77% for SEPI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -7.7% for SEPI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while SEPI charges 0.54%. On a $10,000 position that is $6 vs $54 annually, a gap of $48 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 6.08% for SEPI.
Holdings Overlap
SCHD and SEPI share 4 holdings out of 136 unique holdings combined, representing a 4.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SEPI?
SCHD has an expense ratio of 0.06% while SEPI charges 0.54%. SCHD is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, SCHD or SEPI?
Over the past year SCHD returned +31.38% vs +23.38% for SEPI, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between SCHD and SEPI?
SCHD and SEPI share 4 common holdings with a 4.9% weight overlap. Combined, they hold 136 unique securities.
Which pays a higher dividend, SCHD or SEPI?
SCHD yields 3.31% while SEPI yields 6.08%, so SEPI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.