IVV vs SEPI
iShares Core S&P 500 ETF vs Shelton Equity Premium Income ETF
Which is better, IVV or SEPI?
Nearly the same fund. IVV costs less.
IVV has a lower expense ratio. SEPI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 47.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | SEPI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.54% |
| AUM | $876.4B | $185M |
| Dividend Yield | 1.06% | 7.32% |
| Holdings | 508 | 151 |
| YTD Return | +13.32% | +16.68%Best |
| 1Y Return | +17.08% | +23.24%Best |
| 3Y Return (annualized) | +22.72% | - |
| 5Y Return (annualized) | +13.20% | - |
| Volatility (annualized) | 13.2% | 10.5%Best |
| Max Drawdown | -8.9% | -7.7%Best |
| $10,000 over 1 years | $11,917 | $12,539Best |
| Top 10 Weight | 37.8%Best | 47.3% |
| Fund Family | iShares by BlackRock (US) | Shelton Capital Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Sep 8, 2025 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 8, 2025 to Sep 23, 2026 (1 years).
IVV vs SEPI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
IVV vs SEPI Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Shelton Equity Premium Income ETF (SEPI) is an ETF from Shelton Capital Management. Over the past year IVV returned +17.08% while SEPI returned +23.24%. Year to date, IVV is up 13.32% versus a gain of 16.68% for SEPI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 10.5% for SEPI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for IVV and -7.7% for SEPI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while SEPI charges 0.54%. On a $10,000 position that is $3 vs $54 annually, a gap of $51 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 7.32% for SEPI.
Holdings Overlap
46.7% of IVV's money is in holdings SEPI also owns. 100.0% of SEPI's money is in holdings IVV also owns.
Most of SEPI is already inside IVV. Owning both mostly buys the same companies twice.
40 positions in common, counted across the 490 positions we hold weights for in IVV and 40 in SEPI, against full books of 508 and 151.
What only one of them owns
Our book lists 0 positions for SEPI that do not appear in our book for IVV (0.0% of the fund), and 442 for IVV that do not appear in SEPI (52.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SEPI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 7.02% | 5.82% | 1.20% |
| NVDANvidia Corp | 8.07% | 4.67% | 3.40% |
| MSFTMicrosoft Corp | 5.69% | 4.60% | 1.09% |
| AMZNAmazon.Com Inc | 3.84% | 3.67% | 0.17% |
| GOOGLAlphabet Inc,class A | 3.00% | 4.46% | 1.46% |
| AMDAdvanced Micro Devices Inc | 1.16% | 5.82% | 4.66% |
| MUMicron Technology, Inc. | 1.63% | 5.32% | 3.69% |
| CATCaterpillar, Inc. | 0.55% | 5.26% | 4.71% |
| AVGOBroadcom Inc | 2.65% | 2.93% | 0.28% |
| METAMeta Platforms Inc | 1.90% | 3.07% | 1.17% |
100.0% of SEPI is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or SEPI?
IVV has an expense ratio of 0.03% while SEPI charges 0.54%. IVV is the cheaper option, by $51 a year on a $10,000 investment.
Which performed better, IVV or SEPI?
Over the past year IVV returned +17.08% vs +23.24% for SEPI, so SEPI leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +19.17% vs +25.39% for SEPI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or SEPI?
IVV has been the more volatile fund at 13.2% annualized versus 10.5% for SEPI. Worst drawdown: IVV -8.9% vs SEPI -7.7%.
Should I hold both IVV and SEPI?
IVV and SEPI have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between IVV and SEPI?
100.0% of SEPI's money is in holdings IVV also owns. 100.0% of SEPI's is in holdings IVV also owns. They hold 40 positions in common, counted across the 490 positions we hold weights for in IVV and 40 in SEPI.
Which pays a higher dividend, IVV or SEPI?
IVV yields 1.06% while SEPI yields 7.32%, so SEPI currently pays the higher dividend yield.
Is SEPI better than IVV?
IVV has a lower expense ratio. SEPI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 47.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.