SEPI vs VTI
Shelton Equity Premium Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. SEPI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SEPI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.54% | 0.03% | |
| AUM | $178M | $666.9B | |
| Dividend Yield | 6.77% | 1.07% | |
| Holdings | 151 | 3,543 | |
| YTD Return | +15.14% | +14.82% | |
| 1Y Return | +24.87% | +22.43% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | - | 15.4% | |
| Max Drawdown | -7.7% | -56.6% | |
| Fund Family | Shelton Capital Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 8, 2025 | May 24, 2001 |
SEPI vs VTI Performance
Shelton Equity Premium Income ETF (SEPI) is a ETF from Shelton Capital Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SEPI returned +24.87% while VTI returned +22.43%. Year to date, SEPI is up 15.14% versus a gain of 14.82% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -7.7% for SEPI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SEPI charges 0.54% per year while VTI charges 0.03%. On a $10,000 position that is $54 vs $3 annually, a gap of $51 per year that compounds over a long holding period. On income, SEPI currently yields 6.77% against 1.07% for VTI.
Holdings Overlap
SEPI and VTI share 39 holdings out of 2787 unique holdings combined, representing a 36.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SEPI or VTI?
SEPI has an expense ratio of 0.54% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $51 per year of difference.
Which performed better, SEPI or VTI?
Over the past year SEPI returned +24.87% vs +22.43% for VTI, so SEPI leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between SEPI and VTI?
SEPI and VTI share 39 common holdings with a 36.8% weight overlap. Combined, they hold 2787 unique securities.
Which pays a higher dividend, SEPI or VTI?
SEPI yields 6.77% while VTI yields 1.07%, so SEPI currently pays the higher dividend yield.
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