SCHD vs SLYV

Quick Verdict

SCHD has a lower expense ratio. SLYV delivered stronger 1-year returns. SLYV offers more diversification with 462 holdings.

Lower Fees: SCHDHigher Returns: SLYVMore Diversified: SLYV

Side-by-Side Comparison

MetricSCHDSLYVWinner
Expense Ratio0.06%0.15%
AUM$103.7B$4.9B
Dividend Yield3.31%1.81%
Holdings104463
YTD Return+25.33%+21.18%
1Y Return+32.31%+38.28%
3Y Return (annualized)+15.40%+13.80%
5Y Return (annualized)+9.70%+7.89%
Volatility (annualized)13.6%44.6%
Max Drawdown-33.4%-63.1%
Fund FamilyCharles Schwab Asset ManagementState Street Investment Management
CategoryEquityEquity
InceptionOct 20, 2011Sep 25, 2000

SCHD vs SLYV Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and State Street SPDR S&P 600 Small Cap Value ETF (SLYV) is a ETF from State Street Investment Management. Over the past year SCHD returned +32.31% while SLYV returned +38.28%. Year to date, SCHD is up 25.33% versus a gain of 21.18% for SLYV.

Over three years, SCHD compounded at +15.40% per year against +13.80% for SLYV; over five years the annualized figures are +9.70% and +7.89% respectively. Across the full 15-year window we track, SLYV has the edge at +13.56% annualized vs +11.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SLYV has been the more volatile fund, with annualized monthly volatility of 44.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -63.1% for SLYV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while SLYV charges 0.15%. On a $10,000 position that is $6 vs $15 annually, a gap of $9 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.81% for SLYV.

Holdings Overlap

1.3%overlap

SCHD and SLYV share 22 holdings out of 540 unique holdings combined, representing a 1.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in SLYVDifference
CVBF0.10%0.42%0.32%
KFY0.10%0.40%0.30%
RHI0.11%0.36%0.25%
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Frequently Asked Questions

Which is cheaper, SCHD or SLYV?

SCHD has an expense ratio of 0.06% while SLYV charges 0.15%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, SCHD or SLYV?

Over the past year SCHD returned +32.31% vs +38.28% for SLYV, so SLYV leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.45% vs +13.56% for SLYV. Past performance does not guarantee future results.

Which is riskier, SCHD or SLYV?

SLYV has been the more volatile fund at 44.6% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SLYV -63.1%.

Should I hold both SCHD and SLYV?

SCHD and SLYV have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and SLYV?

SCHD and SLYV share 22 common holdings with a 1.3% weight overlap. Combined, they hold 540 unique securities.

Which pays a higher dividend, SCHD or SLYV?

SCHD yields 3.31% while SLYV yields 1.81%, so SCHD currently pays the higher dividend yield.

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