SCHD vs THQ
Schwab US Dividend Equity ETF vs Abrdn Healthcare Opportunities Fund
Quick Verdict
SCHD has a lower expense ratio. THQ delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | THQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.46% | |
| AUM | $103.7B | $784M | |
| Dividend Yield | 3.31% | 10.84% | |
| Holdings | 104 | 111 | |
| YTD Return | +25.58% | +8.44% | |
| 1Y Return | +31.06% | +40.14% | |
| 3Y Return (annualized) | +15.55% | +11.72% | |
| 5Y Return (annualized) | +9.61% | +4.38% | |
| Volatility (annualized) | 13.6% | 18.5% | |
| Max Drawdown | -33.4% | -45.8% | |
| Fund Family | Charles Schwab Asset Management | Aberdeen | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jul 28, 2014 |
SCHD vs THQ Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Abrdn Healthcare Opportunities Fund (THQ) is a ETF from Aberdeen. Over the past year SCHD returned +31.06% while THQ returned +40.14%. Year to date, SCHD is up 25.58% versus a gain of 8.44% for THQ.
Over three years, SCHD compounded at +15.55% per year against +11.72% for THQ; over five years the annualized figures are +9.61% and +4.38% respectively. Across the full 12-year window we track, SCHD has the edge at +11.46% annualized vs +3.86%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
THQ has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -45.8% for THQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while THQ charges 1.46%. On a $10,000 position that is $6 vs $146 annually, a gap of $140 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 10.84% for THQ.
Holdings Overlap
SCHD and THQ share 6 holdings out of 192 unique holdings combined, representing a 14.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or THQ?
SCHD has an expense ratio of 0.06% while THQ charges 1.46%. SCHD is the cheaper option. On a $10,000 investment, that is $140 per year of difference.
Which performed better, SCHD or THQ?
Over the past year SCHD returned +31.06% vs +40.14% for THQ, so THQ leads on 1-year performance. Over the longest common window we track (12 years), SCHD annualized +11.46% vs +3.86% for THQ. Past performance does not guarantee future results.
Which is riskier, SCHD or THQ?
THQ has been the more volatile fund at 18.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs THQ -45.8%.
Should I hold both SCHD and THQ?
SCHD and THQ have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and THQ?
SCHD and THQ share 6 common holdings with a 14.8% weight overlap. Combined, they hold 192 unique securities.
Which pays a higher dividend, SCHD or THQ?
SCHD yields 3.31% while THQ yields 10.84%, so THQ currently pays the higher dividend yield.
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