SCHD vs TOLZ

SCHD vs TOLZ

Which is better, SCHD or TOLZ?

SCHD has been ahead.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDTOLZ
Expense Ratio0.06%Best0.46%
AUM$112.1B$174M
Dividend Yield3.00%3.01%
Holdings103116
YTD Return+25.07%Best+7.71%
1Y Return+27.61%Best+10.30%
3Y Return (annualized)+15.74%Best+13.97%
5Y Return (annualized)+9.89%Best+7.66%
Volatility (annualized)14.4%Tie14.4%Tie
Max Drawdown-33.4%Best-39.3%
$10,000 over 5 years$16,025Best$14,463
Fund FamilyCharles Schwab Asset ManagementProShares
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionOct 20, 2011Mar 25, 2014

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Mar 27, 2014 to Sep 11, 2026 (12.5 years).

SCHD vs TOLZ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.5 years both funds cover.

SCHD vs TOLZ Performance

Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Proshares DJ Brookfield Global Infrastructure ETF (TOLZ) is an ETF from ProShares. Over the past year SCHD returned +27.61% while TOLZ returned +10.30%. Year to date, SCHD is up 25.07% versus a gain of 7.71% for TOLZ.

Over three years, SCHD compounded at +15.74% per year against +13.97% for TOLZ; over five years the annualized figures are +9.89% and +7.66% respectively. Across the full 13-year window we track, SCHD has the edge at +10.35% annualized vs +4.49%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD and TOLZ have been equally volatile, both at 14.4% annualized.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -39.3% for TOLZ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while TOLZ charges 0.46%. On a $10,000 position that is $6 vs $46 annually, a gap of $40 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 3.01% for TOLZ.

Holdings Overlap

SCHD already in TOLZ4.6%

At least 4.6% of SCHD's money is in holdings TOLZ also owns.

Stated as a floor: for TOLZ, our book for it covers 94.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

SCHD and TOLZ share little of their money.

3 positions in common, counted across the 100 positions we hold weights for in SCHD and 109 in TOLZ, against full books of 103 and 116.

Top Shared Holdings

StockWeight in SCHDWeight in TOLZDifference
OKEOneok Inc.1.47%2.65%1.18%
ADPAutomatic Data Processing, Inc.2.79%0.33%2.46%
APAApa Corp0.37%0.52%0.15%

You are not choosing between two funds in isolation.

Whichever of SCHD and TOLZ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SCHDTOLZ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or TOLZ?

SCHD has an expense ratio of 0.06% while TOLZ charges 0.46%. SCHD is the cheaper option, by $40 a year on a $10,000 investment.

Which performed better, SCHD or TOLZ?

Over the past year SCHD returned +27.61% vs +10.30% for TOLZ, so SCHD leads on 1-year performance. Over the longest common window we track (13 years), SCHD annualized +10.35% vs +4.49% for TOLZ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHD or TOLZ?

SCHD and TOLZ have been equally volatile, both at 14.4% annualized. Worst drawdown: SCHD -33.4% vs TOLZ -39.3%.

Should I hold both SCHD and TOLZ?

SCHD and TOLZ have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between SCHD and TOLZ?

At least 4.6% of SCHD's money is in holdings TOLZ also owns. Our book for TOLZ is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 100 positions we hold weights for in SCHD and 109 in TOLZ.

Which pays a higher dividend, SCHD or TOLZ?

SCHD yields 3.00% while TOLZ yields 3.01%, so TOLZ currently pays the higher dividend yield.

Is TOLZ better than SCHD?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.