SCHD vs TOLZ
Schwab US Dividend Equity ETF vs Proshares DJ Brookfield Global Infrastructure ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. TOLZ offers more diversification with 112 holdings.
Side-by-Side Comparison
| Metric | SCHD | TOLZ | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.46% | |
| AUM | $103.7B | $176M | |
| Dividend Yield | 3.31% | 3.00% | |
| Holdings | 104 | 116 | |
| YTD Return | +26.21% | +10.66% | |
| 1Y Return | +29.99% | +13.42% | |
| 3Y Return (annualized) | +15.73% | +14.32% | |
| 5Y Return (annualized) | +9.67% | +8.22% | |
| Volatility (annualized) | 13.6% | 14.4% | |
| Max Drawdown | -33.4% | -39.3% | |
| Fund Family | Charles Schwab Asset Management | ProShares | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Mar 25, 2014 |
SCHD vs TOLZ Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Proshares DJ Brookfield Global Infrastructure ETF (TOLZ) is a ETF from ProShares. Over the past year SCHD returned +29.99% while TOLZ returned +13.42%. Year to date, SCHD is up 26.21% versus a gain of 10.66% for TOLZ.
Over three years, SCHD compounded at +15.73% per year against +14.32% for TOLZ; over five years the annualized figures are +9.67% and +8.22% respectively. Across the full 12-year window we track, SCHD has the edge at +11.50% annualized vs +4.75%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TOLZ has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -39.3% for TOLZ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while TOLZ charges 0.46%. On a $10,000 position that is $6 vs $46 annually, a gap of $40 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 3.00% for TOLZ.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, SCHD or TOLZ?
SCHD has an expense ratio of 0.06% while TOLZ charges 0.46%. SCHD is the cheaper option. On a $10,000 investment, that is $40 per year of difference.
Which performed better, SCHD or TOLZ?
Over the past year SCHD returned +29.99% vs +13.42% for TOLZ, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), SCHD annualized +11.50% vs +4.75% for TOLZ. Past performance does not guarantee future results.
Which is riskier, SCHD or TOLZ?
TOLZ has been the more volatile fund at 14.4% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TOLZ -39.3%.
Should I hold both SCHD and TOLZ?
SCHD and TOLZ have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TOLZ?
SCHD and TOLZ share 2 common holdings with a 1.8% weight overlap. Combined, they hold 210 unique securities.
Which pays a higher dividend, SCHD or TOLZ?
SCHD yields 3.31% while TOLZ yields 3.00%, so SCHD currently pays the higher dividend yield.
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