SCHD vs TRUH

SCHD vs TRUH
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Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTRUHWinner
Expense Ratio0.06%0.10%
AUM$108.7B$869,424
Dividend Yield3.13%0.29%
Holdings10461
YTD Return+28.63%+20.03%
1Y Return+32.53%-
3Y Return (annualized)+16.97%-
5Y Return (annualized)+10.47%-
Volatility (annualized)13.7%-
Max Drawdown-33.4%-4.5%
Fund FamilyCharles Schwab Asset ManagementVanEck
CategoryEquityEquity
InceptionOct 20, 2011Apr 1, 2026

SCHD vs TRUH Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and VanEck Healthcare TruSector ETF (TRUH) is a ETF from VanEck. Year to date, SCHD is up 28.63% versus a gain of 20.03% for TRUH.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -4.5% for TRUH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while TRUH charges 0.10%. On a $10,000 position that is $6 vs $10 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.29% for TRUH.

Holdings Overlap

17.4%overlap

SCHD and TRUH share 5 holdings out of 155 unique holdings combined, representing a 17.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in TRUHDifference
UNH4.11%6.34%2.23%
MRK4.26%5.36%1.10%
AMGN4.62%3.70%0.92%
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Frequently Asked Questions

Which is cheaper, SCHD or TRUH?

SCHD has an expense ratio of 0.06% while TRUH charges 0.10%. SCHD is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

What is the holdings overlap between SCHD and TRUH?

SCHD and TRUH share 5 common holdings with a 17.4% weight overlap. Combined, they hold 155 unique securities.

Which pays a higher dividend, SCHD or TRUH?

SCHD yields 3.13% while TRUH yields 0.29%, so SCHD currently pays the higher dividend yield.

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