SCHD vs TURF
Schwab US Dividend Equity ETF vs T. Rowe Price Natural Resources ETF
Quick Verdict
SCHD has a lower expense ratio. TURF delivered stronger 1-year returns. TURF offers more diversification with 347 holdings.
Side-by-Side Comparison
| Metric | SCHD | TURF | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.44% | |
| AUM | $108.7B | $318M | |
| Dividend Yield | 3.13% | 1.33% | |
| Holdings | 104 | 347 | |
| YTD Return | +28.48% | +22.11% | |
| 1Y Return | +30.95% | +37.66% | |
| 3Y Return (annualized) | +16.80% | - | |
| 5Y Return (annualized) | +10.27% | - | |
| Volatility (annualized) | 13.7% | 19.4% | |
| Max Drawdown | -33.4% | -13.2% | |
| Fund Family | Charles Schwab Asset Management | T.Rowe Price | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jun 11, 2025 |
SCHD vs TURF Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and T. Rowe Price Natural Resources ETF (TURF) is a ETF from T.Rowe Price. Over the past year SCHD returned +30.95% while TURF returned +37.66%. Year to date, SCHD is up 28.48% versus a gain of 22.11% for TURF.
Risk: Volatility and Drawdowns
TURF has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -13.2% for TURF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while TURF charges 0.44%. On a $10,000 position that is $6 vs $44 annually, a gap of $38 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 1.33% for TURF.
Holdings Overlap
SCHD and TURF share 3 holdings out of 180 unique holdings combined, representing a 6.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TURF?
SCHD has an expense ratio of 0.06% while TURF charges 0.44%. SCHD is the cheaper option. On a $10,000 investment, that is $38 per year of difference.
Which performed better, SCHD or TURF?
Over the past year SCHD returned +30.95% vs +37.66% for TURF, so TURF leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.60% vs +36.15% for TURF. Past performance does not guarantee future results.
Which is riskier, SCHD or TURF?
TURF has been the more volatile fund at 19.4% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs TURF -13.2%.
Should I hold both SCHD and TURF?
SCHD and TURF have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TURF?
SCHD and TURF share 3 common holdings with a 6.1% weight overlap. Combined, they hold 180 unique securities.
Which pays a higher dividend, SCHD or TURF?
SCHD yields 3.13% while TURF yields 1.33%, so SCHD currently pays the higher dividend yield.
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