SCHD vs USMD
Schwab US Dividend Equity ETF vs CoreValues America First Technology ETF
Quick Verdict
SCHD has a lower expense ratio. USMD offers more diversification with 119 holdings.
Side-by-Side Comparison
| Metric | SCHD | USMD | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.87% | |
| AUM | $108.7B | $324,123.02 | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 119 | |
| YTD Return | +27.93% | +22.94% | |
| 1Y Return | +30.06% | - | |
| 3Y Return (annualized) | +16.25% | - | |
| 5Y Return (annualized) | +10.03% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -16.6% | |
| Fund Family | Charles Schwab Asset Management | CORE VALUES ALPHA | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Feb 6, 2026 |
SCHD vs USMD Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and CoreValues America First Technology ETF (USMD) is a ETF from CORE VALUES ALPHA. Year to date, SCHD is up 27.93% versus a gain of 22.94% for USMD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -16.6% for USMD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while USMD charges 0.87%. On a $10,000 position that is $6 vs $87 annually, a gap of $81 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for USMD.
Holdings Overlap
SCHD and USMD share 4 holdings out of 215 unique holdings combined, representing a 5.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or USMD?
SCHD has an expense ratio of 0.06% while USMD charges 0.87%. SCHD is the cheaper option. On a $10,000 investment, that is $81 per year of difference.
What is the holdings overlap between SCHD and USMD?
SCHD and USMD share 4 common holdings with a 5.5% weight overlap. Combined, they hold 215 unique securities.
Which pays a higher dividend, SCHD or USMD?
SCHD yields 3.13% while USMD yields 0.00%, so SCHD currently pays the higher dividend yield.
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