USMD vs VTI
CoreValues America First Technology ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | USMD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.87% | 0.03% | |
| AUM | $292,639.82 | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 119 | 3,543 | |
| YTD Return | +25.88% | +13.87% | |
| 1Y Return | - | +23.31% | |
| 3Y Return (annualized) | - | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -16.6% | -56.6% | |
| Fund Family | CORE VALUES ALPHA | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 6, 2026 | May 24, 2001 |
USMD vs VTI Performance
CoreValues America First Technology ETF (USMD) is a ETF from CORE VALUES ALPHA and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, USMD is up 25.88% versus a gain of 13.87% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -16.6% for USMD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
USMD charges 0.87% per year while VTI charges 0.03%. On a $10,000 position that is $87 vs $3 annually, a gap of $84 per year that compounds over a long holding period. On income, USMD currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
USMD and VTI share 95 holdings out of 2805 unique holdings combined, representing a 27.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, USMD or VTI?
USMD has an expense ratio of 0.87% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $84 per year of difference.
What is the holdings overlap between USMD and VTI?
USMD and VTI share 95 common holdings with a 27.6% weight overlap. Combined, they hold 2805 unique securities.
Which pays a higher dividend, USMD or VTI?
USMD yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.