USMD vs VOO

USMD vs VOO

Which is better, USMD or VOO?

Large Cap Growth against Large Cap Blend.

VOO has a lower expense ratio. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 46.1%.

Lower Fees: VOOLess Concentrated: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricUSMDVOO
Expense Ratio0.87%0.03%Best
AUM$304,629.33$997.4B
Dividend Yield0.00%1.04%
Holdings121509
YTD Return+25.80%Best+12.37%
1Y Return-+16.61%
3Y Return (annualized)-+21.37%
5Y Return (annualized)-+13.49%
Top 10 Weight46.1%37.6%Best
Fund FamilyCORE VALUES ALPHAVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionFeb 6, 2026Sep 7, 2010

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

USMD vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

USMD vs VOO Performance

CoreValues America First Technology ETF (USMD) is an ETF from CORE VALUES ALPHA and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Year to date, USMD is up 25.80% versus a gain of 12.37% for VOO.

Past performance does not guarantee future results.

Fees and Cost Over Time

USMD charges 0.87% per year while VOO charges 0.03%. On a $10,000 position that is $87 vs $3 annually, a gap of $84 per year that compounds over a long holding period. On income, USMD currently yields 0.00% against 1.04% for VOO.

Holdings Overlap

USMD already in VOO87.8%
VOO already in USMD34.2%

87.8% of USMD's money is in holdings VOO also owns. 34.2% of VOO's money is in holdings USMD also owns.

Most of USMD is already inside VOO. Owning both mostly buys the same companies twice.

45 positions in common, counted across the 120 positions we hold weights for in USMD and 494 in VOO, against full books of 121 and 509.

What only one of them owns

Our book lists 442 positions for VOO that do not appear in our book for USMD (65.0% of the fund), and 71 for USMD that do not appear in VOO (11.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in USMDWeight in VOODifference
NVDANvidia Corp4.54%7.55%3.01%
MSFTMicrosoft Corp5.22%5.36%0.14%
AMZNAmazon.Com Inc4.84%4.13%0.71%
GOOGLAlphabet Inc,class A4.80%3.24%1.56%
TSLATesla Inc5.79%1.36%4.43%
AVGOBroadcom Inc4.05%2.86%1.19%
PLTRPalantir Technologies Inc5.93%0.44%5.49%
AMDAdvanced Micro Devices Inc4.39%1.21%3.18%
INTCIntel Corporation3.57%0.66%2.91%
MUMicron Technology, Inc.2.77%1.44%1.33%

87.8% of USMD is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

USMDVOO

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Frequently Asked Questions

Which is cheaper, USMD or VOO?

USMD has an expense ratio of 0.87% while VOO charges 0.03%. VOO is the cheaper option, by $84 a year on a $10,000 investment.

What is the holdings overlap between USMD and VOO?

87.8% of USMD's money is in holdings VOO also owns. 34.2% of VOO's is in holdings USMD also owns. They hold 45 positions in common, counted across the 120 positions we hold weights for in USMD and 494 in VOO.

Which pays a higher dividend, USMD or VOO?

USMD yields 0.00% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than USMD?

VOO has a lower expense ratio. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 46.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.