IVV vs USMD
iShares Core S&P 500 ETF vs CoreValues America First Technology ETF
Which is better, IVV or USMD?
Large Cap Blend against Large Cap Growth.
IVV has a lower expense ratio. IVV is less concentrated, with 38.1% of the fund in its ten largest positions against 45.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | USMD |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.87% |
| AUM | $882.6B | $325,024.42 |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 508 | 121 |
| YTD Return | +14.90% | +31.74%Best |
| 1Y Return | +17.30% | - |
| 3Y Return (annualized) | +23.04% | - |
| 5Y Return (annualized) | +13.97% | - |
| Top 10 Weight | 38.1%Best | 45.9% |
| Fund Family | iShares by BlackRock (US) | CORE VALUES ALPHA |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | May 15, 2000 | Feb 6, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
IVV vs USMD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs USMD Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and CoreValues America First Technology ETF (USMD) is an ETF from CORE VALUES ALPHA. Year to date, IVV is up 14.90% versus a gain of 31.74% for USMD.
Past performance does not guarantee future results.
Fees and Cost Over Time
IVV charges 0.03% per year while USMD charges 0.87%. On a $10,000 position that is $3 vs $87 annually, a gap of $84 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for USMD.
Holdings Overlap
34.7% of IVV's money is in holdings USMD also owns. 87.2% of USMD's money is in holdings IVV also owns.
Most of USMD is already inside IVV. Owning both mostly buys the same companies twice.
45 positions in common, counted across the 505 positions we hold weights for in IVV and 120 in USMD, against full books of 508 and 121.
What only one of them owns
Our book lists 71 positions for USMD that do not appear in our book for IVV (12.4% of the fund), and 452 for IVV that do not appear in USMD (64.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in USMD | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.00% | 4.52% | 3.48% |
| MSFTMicrosoft Corp | 5.57% | 5.10% | 0.47% |
| AMZNAmazon.Com Inc | 3.80% | 4.72% | 0.92% |
| GOOGLAlphabet Inc,class A | 3.00% | 4.73% | 1.73% |
| TSLATesla Inc | 1.56% | 5.76% | 4.20% |
| AVGOBroadcom Inc | 2.59% | 3.97% | 1.38% |
| AMDAdvanced Micro Devices Inc | 1.27% | 4.72% | 3.45% |
| PLTRPalantir Technologies Inc | 0.58% | 5.31% | 4.73% |
| INTCIntel Corporation | 0.77% | 4.02% | 3.25% |
| MUMicron Technology, Inc. | 1.66% | 2.84% | 1.18% |
87.2% of USMD is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or USMD?
IVV has an expense ratio of 0.03% while USMD charges 0.87%. IVV is the cheaper option, by $84 a year on a $10,000 investment.
What is the holdings overlap between IVV and USMD?
87.2% of USMD's money is in holdings IVV also owns. 87.2% of USMD's is in holdings IVV also owns. They hold 45 positions in common, counted across the 505 positions we hold weights for in IVV and 120 in USMD.
Which pays a higher dividend, IVV or USMD?
IVV yields 1.06% while USMD yields 0.00%, so IVV currently pays the higher dividend yield.
Is USMD better than IVV?
IVV has a lower expense ratio. IVV is less concentrated, with 38.1% of the fund in its ten largest positions against 45.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.