SCHD vs VVR
Schwab US Dividend Equity ETF vs Invesco Senior Income Trust
Which is better, SCHD or VVR?
Large Cap Value against Bank Loan.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VVR |
|---|---|---|
| Expense Ratio | 0.06%Best | 5.26% |
| AUM | $112.1B | $1,117.8 |
| Dividend Yield | 3.00% | 12.54% |
| Holdings | 103 | 525 |
| YTD Return | +24.96%Best | -0.68% |
| 1Y Return | +28.75%Best | -6.17% |
| 3Y Return (annualized) | +15.71%Best | +3.08% |
| 5Y Return (annualized) | +9.86%Best | +4.13% |
| Volatility (annualized) | 13.6% | 11.3%Best |
| Max Drawdown | -33.4%Best | -67.2% |
| $10,000 over 5 years | $16,003Best | $12,243 |
| Fund Family | Charles Schwab Asset Management | Invesco (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Bank Loan |
| Inception | Oct 20, 2011 | Jun 24, 1998 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 9, 2026 (14.9 years).
SCHD vs VVR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
SCHD vs VVR Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Invesco Senior Income Trust (VVR) is an ETF from Invesco (US). Over the past year SCHD returned +28.75% while VVR returned -6.17%. Year to date, SCHD is up 24.96% versus a loss of 0.68% for VVR.
Over three years, SCHD compounded at +15.71% per year against +3.08% for VVR; over five years the annualized figures are +9.86% and +4.13% respectively. Across the full 15-year window we track, SCHD has the edge at +11.36% annualized vs +1.94%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.3% for VVR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -67.2% for VVR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while VVR charges 5.26%. On a $10,000 position that is $6 vs $526 annually, a gap of $520 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 12.54% for VVR.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 138 in VVR, totalling 100.0% and 38.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 365 days apart, SCHD as of Aug 31, 2026 and VVR as of Aug 31, 2025, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 138 in VVR, against full books of 103 and 525.
You are not choosing between two funds in isolation.
Whichever of SCHD and VVR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VVR?
SCHD has an expense ratio of 0.06% while VVR charges 5.26%. SCHD is the cheaper option, by $520 a year on a $10,000 investment.
Which performed better, SCHD or VVR?
Over the past year SCHD returned +28.75% vs -6.17% for VVR, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.36% vs +1.94% for VVR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VVR?
SCHD has been the more volatile fund at 13.6% annualized versus 11.3% for VVR. Worst drawdown: SCHD -33.4% vs VVR -67.2%.
Should I hold both SCHD and VVR?
SCHD and VVR have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or VVR?
SCHD yields 3.00% while VVR yields 12.54%, so VVR currently pays the higher dividend yield.
Is VVR better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.