VTI vs VVR
Vanguard Morningstar Total Stock Market ETF vs Invesco Senior Income Trust
Which is better, VTI or VVR?
Large Cap Blend against Bank Loan.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | VVR |
|---|---|---|
| Expense Ratio | 0.03%Best | 5.26% |
| AUM | $666.9B | $1,117.8 |
| Dividend Yield | 1.03% | 12.54% |
| Holdings | 3,543 | 525 |
| YTD Return | +12.30%Best | -2.40% |
| 1Y Return | +16.08%Best | -7.26% |
| 3Y Return (annualized) | +21.01%Best | +2.40% |
| 5Y Return (annualized) | +12.36%Best | +3.90% |
| Volatility (annualized) | 15.3% | 15.1%Best |
| Max Drawdown | -56.6%Best | -79.1% |
| $10,000 over 5 years | $17,908Best | $12,108 |
| Fund Family | Vanguard (US) | Invesco (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Bank Loan |
| Inception | May 24, 2001 | Jun 24, 1998 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: May 31, 2001 to Sep 18, 2026 (25.3 years).
VTI vs VVR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 25.3 years both funds cover.
VTI vs VVR Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Invesco Senior Income Trust (VVR) is an ETF from Invesco (US). Over the past year VTI returned +16.08% while VVR returned -7.26%. Year to date, VTI is up 12.30% versus a loss of 2.40% for VVR.
Over three years, VTI compounded at +21.01% per year against +2.40% for VVR; over five years the annualized figures are +12.36% and +3.90% respectively. Across the full 25-year window we track, VTI has the edge at +8.03% annualized vs -1.42%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.1% for VVR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -79.1% for VVR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VTI charges 0.03% per year while VVR charges 5.26%. On a $10,000 position that is $3 vs $526 annually, a gap of $523 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 12.54% for VVR.
Holdings Overlap
We hold position weights for 3,463 holdings in VTI and 138 in VVR, totalling 98.1% and 38.3% of the two funds. That is not enough of VVR to divide by, so no overlap percentage is shown here. Within what we can see, 7 positions appear in both.
The two holdings books were reported 334 days apart, VTI as of Jul 31, 2026 and VVR as of Aug 31, 2025, so some of the difference between them is the time between the two reports rather than the funds.
7 positions in common, counted across the 3,463 positions we hold weights for in VTI and 138 in VVR, against full books of 3,543 and 525.
Top Shared Holdings
| Stock | Weight in VTI | Weight in VVR | Difference |
|---|---|---|---|
| CCKCrown Holdings Inc. | 0.02% | 1.78% | 1.76% |
| SDRL:BMSeadrill Ltd Common Shares | 0.00% | 0.51% | 0.51% |
| TALOTalos Energy Inc | 0.00% | 0.17% | 0.17% |
| BDTXBlack Diamond Therapeutics Inc | 0.00% | 0.15% | 0.15% |
| IHRTIheartmedia Inc | 0.00% | 0.06% | 0.06% |
| PTENPatterson-Uti Energy Inc | 0.01% | 0.03% | 0.02% |
| CZRCaesars Entertainment Corp. | 0.01% | 0.03% | 0.02% |
You are not choosing between two funds in isolation.
Whichever of VTI and VVR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or VVR?
VTI has an expense ratio of 0.03% while VVR charges 5.26%. VTI is the cheaper option, by $523 a year on a $10,000 investment.
Which performed better, VTI or VVR?
Over the past year VTI returned +16.08% vs -7.26% for VVR, so VTI leads on 1-year performance. Over the longest common window we track (25 years), VTI annualized +8.03% vs -1.42% for VVR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or VVR?
VTI has been the more volatile fund at 15.3% annualized versus 15.1% for VVR. Worst drawdown: VTI -56.6% vs VVR -79.1%.
Should I hold both VTI and VVR?
VTI and VVR have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or VVR?
VTI yields 1.03% while VVR yields 12.54%, so VVR currently pays the higher dividend yield.
Is VVR better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.