SCHD vs WDNA

SCHD vs WDNA
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Quick Verdict

SCHD has a lower expense ratio. WDNA delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: WDNAMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDWDNAWinner
Expense Ratio0.06%0.45%
AUM$108.7B$3M
Dividend Yield3.13%3.97%
Holdings10484
YTD Return+26.50%+26.36%
1Y Return+31.25%+47.99%
3Y Return (annualized)+16.34%+9.90%
5Y Return (annualized)+10.10%-3.48%
Volatility (annualized)13.6%23.0%
Max Drawdown-33.4%-58.9%
Fund FamilyCharles Schwab Asset ManagementWisdomTree Investments
CategoryEquityEquity
InceptionOct 20, 2011Jun 3, 2021

SCHD vs WDNA Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Wisdomtree BioRevolution Fund (WDNA) is a ETF from WisdomTree Investments. Over the past year SCHD returned +31.25% while WDNA returned +47.99%. Year to date, SCHD is up 26.50% versus a gain of 26.36% for WDNA.

Over three years, SCHD compounded at +16.34% per year against +9.90% for WDNA; over five years the annualized figures are +10.10% and -3.48% respectively. Across the full 5-year window we track, SCHD has the edge at +11.50% annualized vs -2.57%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WDNA has been the more volatile fund, with annualized monthly volatility of 23.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -58.9% for WDNA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while WDNA charges 0.45%. On a $10,000 position that is $6 vs $45 annually, a gap of $39 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 3.97% for WDNA.

Holdings Overlap

4.3%overlap

SCHD and WDNA share 3 holdings out of 180 unique holdings combined, representing a 4.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in WDNADifference
AMGN4.62%2.32%2.30%
MRK4.26%0.77%3.49%
BMY3.31%1.20%2.11%

Frequently Asked Questions

Which is cheaper, SCHD or WDNA?

SCHD has an expense ratio of 0.06% while WDNA charges 0.45%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, SCHD or WDNA?

Over the past year SCHD returned +31.25% vs +47.99% for WDNA, so WDNA leads on 1-year performance. Over the longest common window we track (5 years), SCHD annualized +11.50% vs -2.57% for WDNA. Past performance does not guarantee future results.

Which is riskier, SCHD or WDNA?

WDNA has been the more volatile fund at 23.0% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs WDNA -58.9%.

Should I hold both SCHD and WDNA?

SCHD and WDNA have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and WDNA?

SCHD and WDNA share 3 common holdings with a 4.3% weight overlap. Combined, they hold 180 unique securities.

Which pays a higher dividend, SCHD or WDNA?

SCHD yields 3.13% while WDNA yields 3.97%, so WDNA currently pays the higher dividend yield.

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