SCHD vs WTID
Schwab US Dividend Equity ETF vs MicroSectors Energy -3X Inverse Leveraged ETN
Which is better, SCHD or WTID?
Opposite sides of the same exposure.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. The two move opposite each other, correlation -0.59, so holding both offsets the exposure while paying both fees. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 91.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | WTID |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.95% |
| AUM | $111.6B | $6M |
| Dividend Yield | 3.24% | 0.00% |
| Holdings | 206 | 12 |
| YTD Return | +24.55%Best | -81.39% |
| 1Y Return | +29.85%Best | -84.35% |
| 3Y Return (annualized) | +16.64%Best | -52.84% |
| 5Y Return (annualized) | +9.54% | - |
| Volatility (annualized) | 13.5%Best | 56.6% |
| Max Drawdown | -16.1%Best | -94.8% |
| $10,000 over 3.7 years | $15,054Best | $728 |
| Top 10 Weight | 41.6%Best | 91.1% |
| Fund Family | Charles Schwab Asset Management | UBS AG |
| Category | Equity | Commodity |
| Style | Large Cap Value | Energy |
| Inception | Oct 20, 2011 | Jan 4, 2017 |
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Feb 15, 2023 to Oct 14, 2026 (3.7 years).
SCHD vs WTID growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
SCHD vs WTID Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and MicroSectors Energy -3X Inverse Leveraged ETN (WTID) is an ETF from UBS AG. Over the past year SCHD returned +29.85% while WTID returned -84.35%. Year to date, SCHD is up 24.55% versus a loss of 81.39% for WTID.
Over three years, SCHD compounded at +16.64% per year against -52.84% for WTID. Across the full 4-year window we track, SCHD has the edge at +11.69% annualized vs -50.74%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WTID has been the more volatile fund, with annualized monthly volatility of 56.6% compared with 13.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -94.8% for WTID. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.59. They move opposite each other. Holding both offsets the exposure rather than spreading it, while paying both funds' fees.
Fees and Cost Over Time
SCHD charges 0.06% per year while WTID charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 0.00% for WTID.
Holdings Overlap
11.3% of SCHD's money is in holdings WTID also owns. 38.4% of WTID's money is in holdings SCHD also owns.
They hold the same names on opposite sides, so owning both offsets the exposure rather than doubling it.
4 positions in common, counted across the 98 positions we hold weights for in SCHD and 12 in WTID, against full books of 206 and 12.
What only one of them owns
Measured across the 98 and 12 positions we hold weights for.
SCHD holds 93 positions WTID does not, 88.4% of the fund.
Largest: TXN 4.89%, QCOM 4.61%, PG 4.16%, KO 4.12%, MRK 4.04%
38.4% of WTID is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or WTID?
SCHD has an expense ratio of 0.06% while WTID charges 0.95%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, SCHD or WTID?
Over the past year SCHD returned +29.85% vs -84.35% for WTID, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.69% vs -50.74% for WTID. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or WTID?
WTID has been the more volatile fund at 56.6% annualized versus 13.5% for SCHD. Worst drawdown: SCHD -16.1% vs WTID -94.8%.
Should I hold both SCHD and WTID?
SCHD and WTID have a monthly-return correlation of -0.59, so they move opposite each other. Holding both offsets the exposure rather than spreading it, and pays both funds' fees on the way. This is information, not a recommendation.
What is the holdings overlap between SCHD and WTID?
38.4% of WTID's money is in holdings SCHD also owns. 38.4% of WTID's is in holdings SCHD also owns. They hold 4 positions in common, counted across the 98 positions we hold weights for in SCHD and 12 in WTID.
Which pays a higher dividend, SCHD or WTID?
SCHD yields 3.24% while WTID yields 0.00%, so SCHD currently pays the higher dividend yield.
Is WTID better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. The two move opposite each other, correlation -0.59, so holding both offsets the exposure while paying both fees. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 91.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.