SCHD vs XUDV
Schwab US Dividend Equity ETF vs Franklin US Dividend Booster Index ETF
Quick Verdict
SCHD has a lower expense ratio. XUDV delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | XUDV | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.09% | |
| AUM | $103.7B | $77M | |
| Dividend Yield | 3.31% | 3.60% | |
| Holdings | 104 | 102 | |
| YTD Return | +26.21% | +28.74% | |
| 1Y Return | +29.99% | +33.01% | |
| 3Y Return (annualized) | +15.73% | - | |
| 5Y Return (annualized) | +9.67% | - | |
| Volatility (annualized) | 13.6% | 10.7% | |
| Max Drawdown | -33.4% | -16.0% | |
| Fund Family | Charles Schwab Asset Management | Franklin Templeton Investments (US) | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jan 21, 2025 |
SCHD vs XUDV Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Franklin US Dividend Booster Index ETF (XUDV) is a ETF from Franklin Templeton Investments (US). Over the past year SCHD returned +29.99% while XUDV returned +33.01%. Year to date, SCHD is up 26.21% versus a gain of 28.74% for XUDV.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.7% for XUDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -16.0% for XUDV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while XUDV charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 3.60% for XUDV.
Holdings Overlap
SCHD and XUDV share 30 holdings out of 162 unique holdings combined, representing a 24.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or XUDV?
SCHD has an expense ratio of 0.06% while XUDV charges 0.09%. SCHD is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, SCHD or XUDV?
Over the past year SCHD returned +29.99% vs +33.01% for XUDV, so XUDV leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.50% vs +24.69% for XUDV. Past performance does not guarantee future results.
Which is riskier, SCHD or XUDV?
SCHD has been the more volatile fund at 13.6% annualized versus 10.7% for XUDV. Worst drawdown: SCHD -33.4% vs XUDV -16.0%.
Should I hold both SCHD and XUDV?
SCHD and XUDV have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and XUDV?
SCHD and XUDV share 30 common holdings with a 24.1% weight overlap. Combined, they hold 162 unique securities.
Which pays a higher dividend, SCHD or XUDV?
SCHD yields 3.31% while XUDV yields 3.60%, so XUDV currently pays the higher dividend yield.
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