SCHD vs XUDV
Schwab US Dividend Equity ETF vs Franklin US Dividend Booster Index ETF
Which is better, SCHD or XUDV?
Each has led over a different period.
SCHD has a lower expense ratio. SCHD led over 1Y, XUDV over the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 44.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XUDV |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.09% |
| AUM | $108.9B | $76M |
| Dividend Yield | 3.00% | 3.23% |
| Holdings | 206 | 97 |
| YTD Return | +20.67%Best | +20.66% |
| 1Y Return | +22.79%Best | +21.63% |
| 3Y Return (annualized) | +15.93% | - |
| 5Y Return (annualized) | +9.26% | - |
| Volatility (annualized) | 14.0% | 11.5%Best |
| Max Drawdown | -14.0%Best | -16.0% |
| $10,000 over 1.7 years | $12,400 | $13,230Best |
| Top 10 Weight | 41.8%Best | 44.8% |
| Fund Family | Charles Schwab Asset Management | Franklin Templeton Investments (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 20, 2011 | Jan 21, 2025 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 23, 2025 to Oct 1, 2026 (1.7 years).
SCHD vs XUDV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
SCHD vs XUDV Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Franklin US Dividend Booster Index ETF (XUDV) is an ETF from Franklin Templeton Investments (US). Over the past year SCHD returned +22.79% while XUDV returned +21.63%. Year to date, SCHD is up 20.67% versus a gain of 20.66% for XUDV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 11.5% for XUDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -16.0% for XUDV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while XUDV charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 3.23% for XUDV.
Holdings Overlap
66.7% of SCHD's money is in holdings XUDV also owns. 49.1% of XUDV's money is in holdings SCHD also owns.
The two portfolios partly overlap.
30 positions in common, counted across the 99 positions we hold weights for in SCHD and 92 in XUDV, against full books of 206 and 97.
What only one of them owns
Our book lists 61 positions for XUDV that do not appear in our book for SCHD (50.5% of the fund), and 68 for SCHD that do not appear in XUDV (33.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in XUDV | Difference |
|---|---|---|---|
| VZVerizon Communications Inc Vz | 4.12% | 4.80% | 0.68% |
| MOAltria Group Inc. | 2.88% | 4.19% | 1.31% |
| UPSUnited Parcel Service, Inc | 1.87% | 4.44% | 2.57% |
| BMYBristol-Myers Squibb Co. | 3.25% | 2.65% | 0.60% |
| CVXChevron Corp | 4.29% | 1.49% | 2.80% |
| OKEOneok | 1.52% | 3.76% | 2.24% |
| BXBlackstone Group Inc. Class A | 2.39% | 2.78% | 0.39% |
| PAYXPaychex, Inc. | 0.93% | 4.22% | 3.29% |
| BBYBest Buy Co Inc | 0.45% | 4.59% | 4.14% |
| GISGeneral Mills In | 0.48% | 4.45% | 3.97% |
66.7% of SCHD is already inside XUDV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XUDV?
SCHD has an expense ratio of 0.06% while XUDV charges 0.09%. SCHD is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, SCHD or XUDV?
Over the past year SCHD returned +22.79% vs +21.63% for XUDV, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +13.49% vs +17.90% for XUDV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or XUDV?
SCHD has been the more volatile fund at 14.0% annualized versus 11.5% for XUDV. Worst drawdown: SCHD -14.0% vs XUDV -16.0%.
Should I hold both SCHD and XUDV?
SCHD and XUDV have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and XUDV?
66.7% of SCHD's money is in holdings XUDV also owns. 49.1% of XUDV's is in holdings SCHD also owns. They hold 30 positions in common, counted across the 99 positions we hold weights for in SCHD and 92 in XUDV.
Which pays a higher dividend, SCHD or XUDV?
SCHD yields 3.00% while XUDV yields 3.23%, so XUDV currently pays the higher dividend yield.
Is XUDV better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, XUDV over the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 44.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.