VTI vs XUDV
Vanguard Morningstar Total Stock Market ETF vs Franklin US Dividend Booster Index ETF
Which is better, VTI or XUDV?
Large Cap Blend against Large Cap Value.
VTI has a lower expense ratio. XUDV led over 1Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 38.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XUDV |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.09% |
| AUM | $689.2B | $78M |
| Dividend Yield | 1.06% | 3.33% |
| Holdings | 3,542 | 584 |
| YTD Return | +12.23% | +27.19%Best |
| 1Y Return | +12.74% | +30.92%Best |
| 3Y Return (annualized) | +21.44% | - |
| 5Y Return (annualized) | +10.83% | - |
| Volatility (annualized) | 12.5% | 11.6%Best |
| Max Drawdown | -19.3% | -16.0%Best |
| $10,000 over 1.8 years | $12,646 | $13,920Best |
| Top 10 Weight | 34.6%Best | 38.3% |
| Fund Family | Vanguard (US) | Franklin Templeton Investments (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 24, 2001 | Jan 21, 2025 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Jan 23, 2025 to Nov 11, 2026 (1.8 years).
VTI vs XUDV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
VTI vs XUDV Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Franklin US Dividend Booster Index ETF (XUDV) is an ETF from Franklin Templeton Investments (US). Over the past year VTI returned +12.74% while XUDV returned +30.92%. Year to date, VTI is up 12.23% versus a gain of 27.19% for XUDV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 11.6% for XUDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -16.0% for XUDV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VTI charges 0.03% per year while XUDV charges 0.09%. On a $10,000 position that is $3 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 3.33% for XUDV.
Holdings Overlap
87.3% of VTI's money is in holdings XUDV also owns. 98.6% of XUDV's money is in holdings VTI also owns.
Most of XUDV is already inside VTI. Owning both mostly buys the same companies twice.
452 positions in common, counted across the 3,464 positions we hold weights for in VTI and 479 in XUDV, against full books of 3,542 and 584.
What only one of them owns
Our book lists 9 positions for XUDV that do not appear in our book for VTI (0.7% of the fund), and 685 for VTI that do not appear in XUDV (9.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XUDV | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.13% | 7.58% | 0.45% |
| AAPLApple Inc | 6.63% | 7.48% | 0.85% |
| MSFTMicrosoft Corp | 5.19% | 6.01% | 0.82% |
| AMZNAmazon.Com Inc | 3.30% | 3.76% | 0.46% |
| GOOGLAlphabet Inc | 2.76% | 3.06% | 0.30% |
| AVGOBroadcom Inc | 2.28% | 2.41% | 0.13% |
| GOOGAlphabet Inc. C | 2.18% | 2.45% | 0.27% |
| METAMeta Platforms Inc | 2.18% | 2.44% | 0.26% |
| MUMicron Technology, Inc. | 1.64% | 1.57% | 0.07% |
| TSLATesla Inc | 1.36% | 1.54% | 0.18% |
98.6% of XUDV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XUDV?
VTI has an expense ratio of 0.03% while XUDV charges 0.09%. VTI is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, VTI or XUDV?
Over the past year VTI returned +12.74% vs +30.92% for XUDV, so XUDV leads on 1-year performance. Over the longest common window we track (2 years), VTI annualized +13.93% vs +20.17% for XUDV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XUDV?
VTI has been the more volatile fund at 12.5% annualized versus 11.6% for XUDV. Worst drawdown: VTI -19.3% vs XUDV -16.0%.
Should I hold both VTI and XUDV?
VTI and XUDV have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and XUDV?
98.6% of XUDV's money is in holdings VTI also owns. 98.6% of XUDV's is in holdings VTI also owns. They hold 452 positions in common, counted across the 3,464 positions we hold weights for in VTI and 479 in XUDV.
Which pays a higher dividend, VTI or XUDV?
VTI yields 1.06% while XUDV yields 3.33%, so XUDV currently pays the higher dividend yield.
Is XUDV better than VTI?
VTI has a lower expense ratio. XUDV led over 1Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 38.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.