SCHD vs ZIG
Schwab US Dividend Equity ETF vs The Acquirers Fund ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | ZIG | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.75% | |
| AUM | $108.7B | $33M | |
| Dividend Yield | 3.13% | 1.75% | |
| Holdings | 104 | 33 | |
| YTD Return | +26.54% | +10.77% | |
| 1Y Return | +30.90% | +9.67% | |
| 3Y Return (annualized) | +16.29% | +10.59% | |
| 5Y Return (annualized) | +9.65% | +8.31% | |
| Volatility (annualized) | 13.6% | 20.1% | |
| Max Drawdown | -33.4% | -37.1% | |
| Fund Family | Charles Schwab Asset Management | Acquirers Funds, LLC | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | May 14, 2019 |
SCHD vs ZIG Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and The Acquirers Fund ETF (ZIG) is a ETF from Acquirers Funds, LLC. Over the past year SCHD returned +30.90% while ZIG returned +9.67%. Year to date, SCHD is up 26.54% versus a gain of 10.77% for ZIG.
Over three years, SCHD compounded at +16.29% per year against +10.59% for ZIG; over five years the annualized figures are +9.65% and +8.31% respectively. Across the full 7-year window we track, SCHD has the edge at +11.51% annualized vs +7.87%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ZIG has been the more volatile fund, with annualized monthly volatility of 20.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -37.1% for ZIG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while ZIG charges 0.75%. On a $10,000 position that is $6 vs $75 annually, a gap of $69 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 1.75% for ZIG.
Holdings Overlap
SCHD and ZIG share 4 holdings out of 129 unique holdings combined, representing a 5.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or ZIG?
SCHD has an expense ratio of 0.06% while ZIG charges 0.75%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, SCHD or ZIG?
Over the past year SCHD returned +30.90% vs +9.67% for ZIG, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.51% vs +7.87% for ZIG. Past performance does not guarantee future results.
Which is riskier, SCHD or ZIG?
ZIG has been the more volatile fund at 20.1% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs ZIG -37.1%.
Should I hold both SCHD and ZIG?
SCHD and ZIG have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and ZIG?
SCHD and ZIG share 4 common holdings with a 5.1% weight overlap. Combined, they hold 129 unique securities.
Which pays a higher dividend, SCHD or ZIG?
SCHD yields 3.13% while ZIG yields 1.75%, so SCHD currently pays the higher dividend yield.
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