SCHH vs VOO
SCHH vs VOO
Schwab US REIT ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SCHH | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.03% | |
| AUM | $11.7B | $979.0B | |
| Dividend Yield | 2.79% | 1.09% | |
| Holdings | 121 | 509 | |
| YTD Return | +16.74% | +13.80% | |
| 1Y Return | +18.00% | +23.71% | |
| 3Y Return (annualized) | +10.78% | +21.50% | |
| 5Y Return (annualized) | +3.15% | +13.44% | |
| Volatility (annualized) | 17.2% | 14.1% | |
| Max Drawdown | -44.2% | -34.3% | |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 13, 2011 | Sep 7, 2010 |
SCHH vs VOO Performance
Schwab US REIT ETF (SCHH) is a ETF from Charles Schwab Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SCHH returned +18.00% while VOO returned +23.71%. Year to date, SCHH is up 16.74% versus a gain of 13.80% for VOO.
Over three years, SCHH compounded at +10.78% per year against +21.50% for VOO; over five years the annualized figures are +3.15% and +13.44% respectively. Across the full 16-year window we track, VOO has the edge at +13.58% annualized vs +5.28%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHH has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.2% for SCHH and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHH charges 0.07% per year while VOO charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHH currently yields 2.79% against 1.09% for VOO.
Holdings Overlap
SCHH and VOO share 29 holdings out of 595 unique holdings combined, representing a 1.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHH | Weight in VOO | Difference |
|---|---|---|---|
| WELL | 11.19% | 0.25% | 10.94% |
| PLD | 8.66% | 0.20% | 8.46% |
| SPG | 4.71% | 0.11% | 4.60% |
| DLR | Pro | Pro | Pro |
| EQIX | Pro | Pro | Pro |
| O | Pro | Pro | Pro |
| AMT | Pro | Pro | Pro |
| PSA | Pro | Pro | Pro |
| VTR | Pro | Pro | Pro |
| IRM | Pro | Pro | Pro |
See all 10 holdings SCHH shares with VOO Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHH or VOO?
SCHH has an expense ratio of 0.07% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, SCHH or VOO?
Over the past year SCHH returned +18.00% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), SCHH annualized +5.28% vs +13.58% for VOO. Past performance does not guarantee future results.
Which is riskier, SCHH or VOO?
SCHH has been the more volatile fund at 17.2% annualized versus 14.1% for VOO. Worst drawdown: SCHH -44.2% vs VOO -34.3%.
Should I hold both SCHH and VOO?
SCHH and VOO have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHH and VOO?
SCHH and VOO share 29 common holdings with a 1.8% weight overlap. Combined, they hold 595 unique securities.
Which pays a higher dividend, SCHH or VOO?
SCHH yields 2.79% while VOO yields 1.09%, so SCHH currently pays the higher dividend yield.
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