SJCP vs VOO
SanJac Alpha Core Plus Bond ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | SJCP | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $8M | $997.4B | |
| Dividend Yield | 3.79% | 1.08% | |
| Holdings | 20 | 509 | |
| YTD Return | +1.58% | +12.25% | |
| 1Y Return | +3.69% | +20.92% | |
| 3Y Return (annualized) | - | +21.79% | |
| 5Y Return (annualized) | - | +13.05% | |
| Volatility (annualized) | 2.1% | 14.1% | |
| Max Drawdown | -2.0% | -34.3% | |
| Fund Family | SanJac Alpha | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 9, 2024 | Sep 7, 2010 |
SJCP vs VOO Performance
SanJac Alpha Core Plus Bond ETF (SJCP) is a ETF from SanJac Alpha and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SJCP returned +3.69% while VOO returned +20.92%. Year to date, SJCP is up 1.58% versus a gain of 12.25% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 2.1% for SJCP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.0% for SJCP and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.33. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SJCP charges 0.65% per year while VOO charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, SJCP currently yields 3.79% against 1.08% for VOO.
Holdings Overlap
SJCP and VOO share 0 holdings out of 519 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SJCP or VOO?
SJCP has an expense ratio of 0.65% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, SJCP or VOO?
Over the past year SJCP returned +3.69% vs +20.92% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), SJCP annualized +4.83% vs +13.45% for VOO. Past performance does not guarantee future results.
Which is riskier, SJCP or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 2.1% for SJCP. Worst drawdown: SJCP -2.0% vs VOO -34.3%.
Should I hold both SJCP and VOO?
SJCP and VOO have a monthly-return correlation of 0.33, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SJCP and VOO?
SJCP and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 519 unique securities.
Which pays a higher dividend, SJCP or VOO?
SJCP yields 3.79% while VOO yields 1.08%, so SJCP currently pays the higher dividend yield.
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