SPAB vs VYM

SPAB vs VYM

Which is better, SPAB or VYM?

VYM has been ahead.

SPAB has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.

Lower Fees: SPABHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPABVYM
Expense Ratio0.03%Best0.04%
AUM$10.2B$81.6B
Dividend Yield4.12%2.22%
Holdings8,339613
YTD Return-1.32%+13.08%Best
1Y Return-0.87%+17.46%Best
3Y Return (annualized)+4.03%+17.73%Best
5Y Return (annualized)-0.62%+12.22%Best
Volatility (annualized)4.4%Best14.7%
Max Drawdown-19.5%Best-58.8%
$10,000 over 5 years$9,694$17,797Best
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionMay 23, 2007Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: May 30, 2007 to Sep 14, 2026 (19.3 years).

SPAB vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

SPAB vs VYM Performance

State Street SPDR Portfolio Aggregate Bond ETF (SPAB) is an ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year SPAB returned -0.87% while VYM returned +17.46%. Year to date, SPAB is down 1.32% versus a gain of 13.08% for VYM.

Over three years, SPAB compounded at +4.03% per year against +17.73% for VYM; over five years the annualized figures are -0.62% and +12.22% respectively. Across the full 19-year window we track, VYM has the edge at +6.60% annualized vs +0.64%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 4.4% for SPAB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.5% for SPAB and -58.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.20. They move largely independently of each other.

Fees and Cost Over Time

SPAB charges 0.03% per year while VYM charges 0.04%. On a $10,000 position that is $3 vs $4 annually, a gap of $1 per year that compounds over a long holding period. On income, SPAB currently yields 4.12% against 2.22% for VYM.

Holdings Overlap

VYM already in SPAB0.3%

At least 0.3% of VYM's money is in holdings SPAB also owns.

Stated as a floor: for SPAB, our book for it covers 7.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 68 positions we hold weights for in SPAB and 557 in VYM, against full books of 8,339 and 613.

Top Shared Holdings

StockWeight in SPABWeight in VYMDifference
TMUST-Mobile Usa, Inc. 3.875% 15-Apr-20300.02%0.34%0.32%

You are not choosing between two funds in isolation.

Whichever of SPAB and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SPABVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPAB or VYM?

SPAB has an expense ratio of 0.03% while VYM charges 0.04%. SPAB is the cheaper option, by $1 a year on a $10,000 investment.

Which performed better, SPAB or VYM?

Over the past year SPAB returned -0.87% vs +17.46% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (19 years), SPAB annualized +0.64% vs +6.60% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SPAB or VYM?

VYM has been the more volatile fund at 14.7% annualized versus 4.4% for SPAB. Worst drawdown: SPAB -19.5% vs VYM -58.8%.

Should I hold both SPAB and VYM?

SPAB and VYM have a monthly-return correlation of 0.20, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SPAB or VYM?

SPAB yields 4.12% while VYM yields 2.22%, so SPAB currently pays the higher dividend yield.

Is VYM better than SPAB?

SPAB has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.