SPCZ vs VOO

SPCZ vs VOO

Which is better, SPCZ or VOO?

Small Cap Growth against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPCZVOO
Expense Ratio0.90%0.03%Best
AUM$7M$997.4B
Dividend Yield9.67%1.04%
Holdings171509
Volatility (annualized)6.5%Best14.6%
Max Drawdown-12.3%Best-18.7%
$10,000 over 4 years$11,400$20,757Best
Fund FamilyRiverNorthVanguard (US)
CategoryEquityEquity
StyleSmall Cap GrowthLarge Cap Blend
InceptionJul 11, 2022Sep 7, 2010

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 64 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SPCZ has data through Jul 8, 2026 and VOO through Sep 10, 2026.

Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Jul 12, 2022 to Jul 8, 2026 (4 years).

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.5% for SPCZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.3% for SPCZ and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.03. They move largely independently of each other.

Fees and Cost Over Time

SPCZ charges 0.90% per year while VOO charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, SPCZ currently yields 9.67% against 1.04% for VOO.

Holdings Overlap

VOO already in SPCZ0.1%

At least 0.1% of VOO's money is in holdings SPCZ also owns.

Stated as a floor: for SPCZ, our book for it covers 94.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

The two holdings books were reported 123 days apart, SPCZ as of Feb 27, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

1 positions in common, counted across the 87 positions we hold weights for in SPCZ and 505 in VOO, against full books of 171 and 509.

Top Shared Holdings

StockWeight in SPCZWeight in VOODifference
STTState Street Corp.4.79%0.07%4.72%

You are not choosing between two funds in isolation.

Whichever of SPCZ and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SPCZVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPCZ or VOO?

SPCZ has an expense ratio of 0.90% while VOO charges 0.03%. VOO is the cheaper option, by $87 a year on a $10,000 investment.

Which is riskier, SPCZ or VOO?

VOO has been the more volatile fund at 14.6% annualized versus 6.5% for SPCZ. Worst drawdown: SPCZ -12.3% vs VOO -18.7%.

Should I hold both SPCZ and VOO?

SPCZ and VOO have a monthly-return correlation of 0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SPCZ or VOO?

SPCZ yields 9.67% while VOO yields 1.04%, so SPCZ currently pays the higher dividend yield.

Is VOO better than SPCZ?

VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.