SPDG vs VTI

Quick Verdict

VTI has a lower expense ratio. SPDG delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: SPDGMore Diversified: VTI

Side-by-Side Comparison

MetricSPDGVTIWinner
Expense Ratio0.05%0.03%
AUM$12M$663.5B
Dividend Yield2.70%1.07%
Holdings2793,543
YTD Return+17.36%+14.96%
1Y Return+24.11%+22.39%
3Y Return (annualized)+19.91%+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)11.9%15.4%
Max Drawdown-15.7%-56.6%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
InceptionSep 11, 2023May 24, 2001

SPDG vs VTI Performance

State Street SPDR Portfolio S&P Sector Neutral Dividend ETF (SPDG) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SPDG returned +24.11% while VTI returned +22.39%. Year to date, SPDG is up 17.36% versus a gain of 14.96% for VTI.

Over three years, SPDG compounded at +19.91% per year against +21.51% for VTI. Across the full 3-year window we track, SPDG has the edge at +19.91% annualized vs +8.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 11.9% for SPDG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.7% for SPDG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPDG charges 0.05% per year while VTI charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, SPDG currently yields 2.70% against 1.07% for VTI.

Holdings Overlap

16.4%overlap

SPDG and VTI share 226 holdings out of 2835 unique holdings combined, representing a 16.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPDGWeight in VTIDifference
CSCO7.42%0.57%6.85%
IBM5.06%0.36%4.70%
VZ5.14%0.22%4.92%
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Frequently Asked Questions

Which is cheaper, SPDG or VTI?

SPDG has an expense ratio of 0.05% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, SPDG or VTI?

Over the past year SPDG returned +24.11% vs +22.39% for VTI, so SPDG leads on 1-year performance. Over the longest common window we track (3 years), SPDG annualized +19.91% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, SPDG or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 11.9% for SPDG. Worst drawdown: SPDG -15.7% vs VTI -56.6%.

Should I hold both SPDG and VTI?

SPDG and VTI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPDG and VTI?

SPDG and VTI share 226 common holdings with a 16.4% weight overlap. Combined, they hold 2835 unique securities.

Which pays a higher dividend, SPDG or VTI?

SPDG yields 2.70% while VTI yields 1.07%, so SPDG currently pays the higher dividend yield.

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